Choosing the right home and the right mortgage means doing your homework. While we can’t pick the right house, we can help you choose from a variety of home loan options.
Questions? Call (803) 367-4100, ext. 3014
7/1 Adjustable Rate Mortgage
- As low as 3.50% APR1. Our “ARM” home loans are perfect for first-time home buyers or those who may not intend to stay in their home very long. They can also have a better rate than other loan options, which can save you money. They also require as little as a 3% down-payment! Plus, save with no Credit Report on new purchases, and no Origination Fee.
First Time Homebuyer’s
- We’ll help you understand each stage of the process. Plus, save $500 with no Credit Report on new purchases, and save 1% on closing costs with no Origination Fee.
- 95% financing on stick-built homes built on-site
- No land seasoning requirements for previous land ownership
- All-in-one construction loan
Down Payment Assistance
- Up to $5,000 may be available for qualifying buyers. Income restrictions may apply.
“I didn’t think it was ever going to be possible to own our own home. The Mortgage Team at Family Trust was a true blessing, and did everything they could for us. It was like working with family.”
“We were prequalified really quickly and it helped know what price range we could look at – We didn’t want to go crazy. It helped us be able to make a decision on the house we wanted quickly.”
Amanda and James
“It’s been a dream to have a home on the lake. I wanted to make sure I worked with someone who could make it easy for me to get in. Family Trust was amazing – the process has been so smooth.”
1 APR = Annual Percentage Rate as of 2/1/2018. For variable rate mortgage products, APR is subject to increase or decrease after the initial fixed rate period. All loans are subject to individual credit approval, verification, and collateral evaluation. Origination fees may apply. Rates and terms are dependent upon your creditworthiness and collateral and may change at any time without notice. Payment for a 30-year $250,000 7/1 ARM at 3.50% APR = 360 monthly payments of $2.49 per $1,000 borrowed. Property insurance is required. Flood and mortgage insurance are required where applicable. Restrictions may apply. Loan programs, rate, terms, and conditions are subject to change at any time without notice.
2 You must meet certain qualifications for these products & this offer. Terms of repayment example: 30-year term fixed rate at 6.50% APR = 360 monthly payments of $6.33 per $1,000 borrowed. Rates & terms subject to change without notice. All loan applications are subject to credit & property approval. Additional fees & closing costs may apply. If adjustable rate mortgage is chosen after construction phase, rates are subject to increase after the initial fixed-rate period. Limited time offer. Must meet certain qualifications for these products. All loan applications are subject to credit & property approval. Home buyers get up to a $500 credit towards appraisal & credit report fees.