New - Now offering 100% mortgage financing!

Mortgage

Mortgage Loans

Mortgage Loans

Choosing the right home and the right mortgage means doing your homework. While we can’t pick the right house, we can help you choose from a variety of home loan options.

Questions? Call (803) 367-4100, ext. 3014

Now Offering 100% Mortgage Financing!

We know that saving for a down payment can be challenging, and we’re now offering 100% financing. Complete the application to see if you qualify for this offer today!1

Now Offering Ratelock

Protect your prequalification rate with free Ratelock!2 Now you don’t have to rush finding the right home. We’ll also guide you through the home-buying process with great options and rates — some with low or no down payment!



Jamy2

“I didn’t think it was ever going to be possible to own our own home. The Mortgage Team at Family Trust was a true blessing, and did everything they could for us. It was like working with family.”

Jamy
Homebuyer

“We were prequalified really quickly and it helped know what price range we could look at – We didn’t want to go crazy. It helped us be able to make a decision on the house we wanted quickly.”

Amanda and James
First-Time Homebuyers

“It’s been a dream to have a home on the lake. I wanted to make sure I worked with someone who could make it easy for me to get in. Family Trust was amazing – the process has been so smooth.”

Nancy
Homebuyer

1 1. Credit score of 720+ to qualify. Maximum LTV/Loan Amount $484,350. Offer for owner-occupied fixed rate or 5/1 and 7/1 ARMs only. Non-warrantable condominiums and manufactured homes do not qualify. Rates and terms subject to change without notice. The rate may vary depending on each individual’s credit history and underwriting factors. All loan applications are subject to credit and property approval. Additional fees and closing costs may apply. If adjustable rate mortgage is chosen after construction phase, rates are subject to increase after the initial fixed-rate period. Limited time offer. Must meet certain qualifications for these products. Home buyers may get up to a $50 credit towards their credit report fees.

2 Ratelock is only available for Family Trust mortgages. It is not available for VA, FHA and USDA loans and some 30 year loans, please ask for details. Rates and terms subject to change without notice. The rate may vary depending on each individual’s credit history and underwriting factors. All loan applications are subject to credit and property approval. Additional fees and closing costs may apply. If adjustable rate mortgage is chosen after construction phase, rates are subject to increase after the initial fixed-rate period. Limited time offer. Must meet certain qualifications for these products. Home buyers may get up to a $50 credit towards their credit report fees.