2x Rewards Points on Home Improvement Purchases

From now until the end of June, earn double points on all your home improvement purchases1 when you use your Platinum Awards Visa® credit card or Premier Choice checking debit card.

From paint and primer to fertilizer and flowers, earn twice as fast as you spruce up your home, and watch the rewards add up.

That's 2 points for every $1 spent.

You can redeem your points for merchandise, travel, gift cards, event tickets, charitable donations, and more.2 You can even Pay With Points you've already earned, or redeem your points for fuel right at the pump with Fuel With Points.

Browse Rewards

1. Earn double points on qualified MCC code purchases made between April 15, 2022 and June 30, 2022.
2. Eligible members can redeem points through MyRewards(TM). For complete terms and conditions, or to redeem points, visit the MyRewards website (https://www.dreampoints.com/familytrust/) or call 1-866-203-9369.

Auto Loans

Save with an auto loan as low as 1.79% APR1 for 66 months.

Get Started

Must be at least 18 years old and be a current member in good standing or qualify for and open a $5 Membership. Qualifications for Membership and additional products and services based on credit worthiness and verification of income. 1. Annual Percentage Rate is effective as of 5/1/2021, is the lowest available rate based on credit worthiness and collateral eligibility. Rates are subject to change. Payment Example: 66 monthly payments of $15.92 for each $1,000 borrowed at 1.79% APR. Federally insured by NCUA.

Visa Credit Card Introductory Offer

Introductory Offer: 0% APR1 on purchases for the first twelve months, if paid in full. After, rates range from 6.95% - 17.95%.1

NO annual fee
NO balance transfer fee
NO cash advance fee

Compare our Credit Cards

Get Started

1. The Introductory Annual Percentage Rate of 0% is effective as of 4/10/2020 and only applies to purchases made during the first 12 months of issuance and does not apply to ATM or PIN based transactions, balance transfers or cash advances. Purchases may not exceed the approved credit limit. We may end your introductory APR for purchases and apply the prevailing non-introductory APR if you are 60 days late in making payments.  The unpaid balance of any introductory rate purchases will begin to accrue interest after the twelve month period, which will revert to the variable APR in force on your account as assigned when issued and disclosed in your credit card agreement, which ranges from 6.95% - 17.95%. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, as set forth in our Consumer Credit Card Agreement and Disclosure and our Application and Solicitation Disclosure, visit or call 803-367-4100 to speak with a Lending Consultant. 

2. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1500. 

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