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Home Equity Line of Credit


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First-Time Homebuyer’s Mortgage


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New or Used Auto Loans



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Retirement & Homebuying

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  • Auto Loans
    • APR as low as
    • 1.45%
  • Mortgages
    • APR as low as
    • 2.875%
    • APR as low as
    • 2.50%
  • Visa
    • APR as low as
    • 7.45%
  • Current Rates

Special Offers

Members get special discounts and offers on products and services. See the latest promotions and member perks.

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Membership is open to anyone who lives, works, worships or attends school in York County.

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Apply for a loan or credit card at your convenience using our secure online applications.


Learn more about our community involvement, financial education and Family Trust news.


Through the stories of our members, employees, and local partners we’re sharing how banking local makes a difference.

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Members say they feel like they really matter at Family Trust. You’re not a number here. We discover what you want to achieve financially and help you get there. We’ll even help you balance your checkbook.

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Latest News

Family Trust Celebrating 60 Years of Service

When Family Trust was created in 1957, gas cost 24 cents a gallon, Dwight Eisenhower was president, and American Bandstand debuted on ABC. A lot has happened since Family Trust began at Rock Hill Printing and Finishing Co. when a strike left many employees struggling. That’s when they pooled their resources and started the credit union to provide the financial services so desperately needed.