• Auto Loans
    • APR as low as
    • 1.90%
  • Mortgages
    • APR as low as
    • 3.50%
    • APR as low as
    • 4.25%
  • Visa
    • APR as low as
    • 8.20%
  • Current Rates

Special Offers

Members get special discounts and offers on products and services. See the latest promotions and member perks.

Join In-Branch

Membership is open to anyone who lives, works, worships or attends school in York County.

Apply Now

Apply for a loan or credit card at your convenience using our secure online applications.


Learn more about our community involvement, financial education and Family Trust news.

Latest News

Local School Districts Win with Family Trust Grants

Thirty-three outstanding York County teachers received their grant awards Tuesday evening. Thanks to these hardworking teachers, local schools are about to add fun, creative, and interactive experiences to their students’ curriculums. Money awarded from these grants will go towards projects such as a simulated journey through Ellis Island; a garden where produce grown will be donated to the Fort Mill Food bank and hopefully sold at a Farmer’s Market event; and the revival of a Musical Theatre class with a musical performance at the end of the school year.


“We earn enough points with our Visa Platinum Awards card to buy Christmas presents for all nine of our nieces and nephews!”

Member since 1987


“We attended the Home-buying seminar and my heart stopped when we found out we were pre-qualified. From there, Family trust helped us into our new home!”

Member since 2010

“Family Trust worked quickly to get my Auto Loan done that day. It was easy, and I couldn’t have done it without them.”

Member since 2013


“I didn’t think it was possible but the Mortgage Team did everything they could for us, like we were family. They were a true blessing.”

Member since 2005

Jody cheryl

“It’s like you have a family member holding your hand, walking you through how to purchase a car.”

Jody & Cheryl
Members since 1972 & 1986

“I was pre-approved online quickly, and I gained a sense of independence.”

Member since 2007