The funds you need, when you need them — just in case.

Rates

Key Features

  • Competitive Rates
  • Anytime Funds
  • Quick Decisions
  • Local Processing

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  • Turn the equity in your home into ongoing, affordable financing1
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Home improvement projects
    • Debt consolidation
    • Emergency fund
    • And much more
  • Funds available anytime within initial draw period without reapplying
  • Revolving credit — as principal is repaid, more becomes available for use
  • Access your funds in person or make a quick transfer using digital banking
  • Mortgage loan interest paid could be tax deductible2
  • Set up automatic payments to be deducted from your account monthly
  • Helpful Mortgage Loan Originators to make the process quick and easy

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1. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. The APR for a Home Equity Line of Credit (HELOC) is variable and based on Prime Rate as published in the Wall Street Journal, plus a margin of up to 6.25%. As Prime changes, the APR on your account will change. The APR will not go below 4.00% or exceed 18.00%. A HELOC is secured by a first or second mortgage lien on your home, which must be one-to-four family residential real estate. This type of credit is not available for modular homes, manufactured homes or cooperatives. The minimum line of credit amount is $10,000. Property insurance is required, and flood insurance is required where applicable. Closing costs such as attorney fees, insurance premiums, property taxes and appraisal fees may apply.   

2. Consult a tax advisor.

The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry.

NMLS Identifier Number: 493819 

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