Don’t just get a rewards credit card. Get a rewarding financial relationship.
Key Features
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Earn 1 point for every $1 spent2
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No annual fees
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Fast, contactless checkout options
Earn 1 point for every $1 spent2
No annual fees
Fast, contactless checkout options
You might think all credit cards are pretty much the same. And you’re not totally wrong.
What makes one card better, we believe, is where you get it.
At Family Trust, we’re a non-profit credit union. Our mission is not to make money; it’s to make your financial life easier and save you money. So, we offer you credit cards with lower rates and fewer fees.
But even more importantly, when you get a Family Trust credit card1, you also get the Family Trust team of friendly, dedicated professionals who show up to work every day to do one thing and one thing only — make your life financially better. Because here, you come first.
Here’s everything you get with our Platinum Visa Card:
- Competitive interest rate
- Valuable rewards program
- Low or no fees
- Perks provided by Visa
- Handy account management tools
- Added card control and security
- Fast, cashless, and contactless checkout options
Valuable Rewards Program
Make purchases using your Platinum Awards Credit Card1 and earn 1 point for every $1 you spend. You can redeem points for cash, gift cards or travel.2
Low or No Fees
With our Platinum Visa, you’ll pay no annual fee, no balance transfer fees and no cash advance fees.
Perks Provided by Visa
In addition to worldwide acceptance, your Visa card gives you access to a variety of offers and deals on travel, food and wine, dining, shopping, sports, entertainment and more. Other valuable Visa perks include roadside dispatch, auto rental coverage and emergency card replacement3.
Handy Account Management Tools
- Manage Your Account Online
Log into online banking to monitor transactions, transfer funds, make a payment or request a cash advance.
- Activate Your Card
1-888-333-4907
- Activate Your PIN
1-888-333-4907
- Visa Purchase Alerts
Enroll now to receive real-time text or email alerts.
- Lost or Stolen Card
1-888-333-4907
- Travel Notification
Your security is important to us. Please log in to digital banking and send us a secure message before you travel to other states or countries. For your protection, your card could be blocked when it's used in places that don't reflect your usual activity. If you do not have access to digital banking, please call us at 803-367-4100.
Added Card Control and Security
Get real-time alerts, sent to you via text or email, whenever a purchase is made with your credit card.
Fast, Cashless and Contactless Checkout Options
- Speed Through Checkout with PayPal®
Make fast and secure online payments with just an email address and password. Learn More
- Check Out with Fewer Clicks
Visa® offers you an improved digital payment experience with Visa Secure Remote Commerce (Visa SRC). Wherever you see the icon, you can enjoy an easy, smart and secure online checkout.4 Learn More
- Go Cashless with Apple Pay®
Apple Pay works with your Family Trust Platinum Visa Credit Card. Just add your card and continue to get all the rewards, benefits and security of your Family Trust credit card. Learn More
1. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1500. Purchases may not exceed the approved credit limit. The variable Annual Percentage Rate in force on your account will be assigned when issued and disclosed in your credit card agreement, which ranges from 11.70% - 16.70% as of 12/1/2022. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, as set forth in our Consumer Credit Card Agreement and Disclosure and our Application and Solicitation Disclosure, visit or call 803-367-4100 to speak with a Lending Consultant.
2. Eligible members can redeem points through MyRewardsTM . For complete terms and conditions, or to redeem points, visit the MyRewards website or call 1-866-203-9369.
3. For complete details, terms and conditions, visit https://usa.visa.com/en_us/visa-offers-and-perks/?category=97.
4. To find out more about Visa Checkout, transitioning to Visa Secure Remote Commerce (SRC), visit https://usa.visa.com/pay-with-visa/checkout.html. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.