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Why join Family Trust

The answer is quite simple: because we’re a financial institution that puts you first.

Most financial institutions, such as banks, are in business to make money for their shareholders. There’s nothing wrong with that. It’s how for-profit businesses work.

However, Family Trust is a credit union and that’s not how we work.

We don’t have shareholders, we have members. As a member, you are an owner of Family Trust, and our goal is to give you the financial products and services you need to manage your money and achieve your financial goals.

We provide all the same services that a bank does. But because we don’t have shareholders and we’re not trying to make a profit, we often charge fewer fees, have lower interest rates on loans and offer higher dividend rates, along with other perks and benefits.

In the most basic terms, because we’re not for profit, we can put you and your financial needs first.

So, that’s exactly what we do.

We also put our community first. 

Family Trust has been serving Rock Hill and York County since 1957. We have a long history of supporting local charities, schools and other organizations because this is our community too. Over the years, we’ve partnered with many businesses within our community to provide financial solutions for their employees. We also offer workshops, and volunteer and teach students about smart money management.

Why join? Because we care about our community. And we’re committed to giving back.

Learn more about how we’re giving back.

Who can join Family Trust?

If you live, work, worship or attend school in York County, or if an immediate family member or someone in your household is already a member of Family Trust, you are eligible to apply for membership. You can apply online or stop by a local branch to apply and open your account.

As we continue to grow, we’re beginning to expand our membership eligibility to include some of our neighboring counties and employees of certain local companies. Click here to see if you meet our eligibility requirements and apply online. 

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