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Add some spending flexibility to your budget — with a Visa® credit card from Family Trust.


Key Features

  • Our lowest interest rate card1
  • No Annual Fees
  • No Balance Transfer Fees

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Not a member yet?

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You can get a credit card anywhere. But when you get a credit card from Family Trust1, you get lower rates and fees, which can save you money. You also get local, friendly and helpful people who are there when you need them.

Thing is, at Family Trust, we’re a non-profit credit union. Our first priority is not to make money — it’s to make your financial life better. We’re here to make getting, using and paying your credit card easier. Because here, you come first.

Here’s everything you get with our Traditional Visa Card:

No Fees

With our Traditional Visa, you’ll pay no annual fee, no balance transfer fees and no cash advance fees.

Perks Provided by Visa

In addition to worldwide acceptance, your Visa card gives you access to a variety of offers and deals on travel, food and wine, dining, shopping, sports, entertainment and more. Other valuable Visa perks include roadside dispatch and emergency card replacement3.

Added Card Control and Security

Get real-time alerts, sent to you via text or email, whenever a purchase is made with your credit card.

Fast, Cashless and Contactless Checkout Options

  • Speed Through Checkout with PayPal®

Make fast and secure online payments with just an email address and password. Learn More

  • Check Out with Fewer Clicks

Visa® offers you an improved digital payment experience with Visa Secure Remote Commerce (Visa SRC). Wherever you see the icon, you can enjoy an easy, smart and secure online checkout.4 Learn More

  • Go Cashless with Apple Pay®, Google PayTM, and Samsung Pay®

Apple Pay, Google Pay, and Samsung Pay works with your Family Trust Platinum Visa Credit Card. Just add your card and continue to get all the rewards, benefits and security of your Family Trust credit card.  Learn More

Handy Account Management Tools

  • Manage Your Account Online

Log into online banking to monitor transactions, transfer funds, make a payment or request a cash advance.

  • Activate Your Card


  • Activate Your PIN


  • Visa Purchase Alerts

Enroll now to receive real-time text or email alerts

  • Lost or Stolen Card


  • Travel Notification

Your security is important to us. Please log in to digital banking and send us a secure message before you travel to other states or countries. For your protection, your card could be blocked when it's used in places that don't reflect your usual activity. If you do not have access to digital banking, please call us at 803-367-4100.

Current Members

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Not a member yet?

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1. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Traditional Visa Credit Card is $1500. Purchases may not exceed the approved credit limit.  The variable Annual Percentage Rate in force on your account will be assigned when issued and disclosed in your credit card agreement, which ranges from 14.20% - 17.90% as of 08/01/2023. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, as set forth in our Consumer Credit Card Agreement and Disclosure and our Application and Solicitation Disclosure, visit or call 803-367-4100 to speak with a Lending Consultant.

2. For complete details, terms and conditions, visit 

3. To find out more about Visa Checkout, transitioning to Visa Secure Remote Commerce (SRC), visit EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC. 

We’re always here for you. Here are a few quick links that can make your life easier.