Add some spending flexibility to your budget — with a Visa® credit card from Family Trust.

Rates

Key Features

  • Our lowest interest rate card1
  • No Annual Fees
  • No Balance Transfer Fees

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How long will it take to pay off my credit card?

Speed Through Checkout with PayPal®

Make fast and secure online payments. You don't have to enter card numbers or financial information to make online payments. With just an email address and password, you can securely check out. 

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Checkout with Fewer Clicks

Visa® has evolved and is working with other participating card brands to bring you an improved digital payment experience. Visa Secure Remote Commerce (Visa SRC) is simple to use. Wherever you see the icon, you can enjoy an easy, smart and secure online checkout.3

To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. You’ll also be able to store your payment and shipping preferences. Enjoy this new experience and pay with your Family Trust card when you see the icon displayed by participating merchants where Visa credit or debit cards are accepted. 

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Go Cashless with Apple Pay®

Apple Pay works with your Family Trust Visa Credit Card. Just add your card and continue to get all the rewards, benefits, and security of your Family Trust Credit Card.  

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Visa® Offers & Perks

Access a variety of offers and deals, including travel, food and wine, dining, shopping, sports, entertainment and more. 

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Add Control & Security to Your Card

Get real-time alerts, sent to you via text or email, whenever a purchase is made with your debit card.

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Manage Your Account Online

Log into online banking to monitor transactions, transfer funds, make a payment, or request a cash advance. 

Activate Your Card

1-888-333-4907

Activate Your PIN

1-888-333-4907

Visa Purchase Alerts

Get real-time text or email alerts.

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Lost or Stolen Card

1-888-333-4907

Travel Notification

Your security is important to us. Please log in to digital banking and send us a secure message before you travel to other states or countries. For your protection, your card could be blocked when it's used in places that don't reflect your usual activity.

If you do not have access to digital banking, please call us at 803-367-4100.

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1. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Traditional Visa Credit Card is $1500. Purchases may not exceed the approved credit limit.  The variable Annual Percentage Rate in force on your account will be assigned when issued and disclosed in your credit card agreement, which ranges from 9.95% - 18.00% as of 10/1/2022. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, as set forth in our Consumer Credit Card Agreement and Disclosure and our Application and Solicitation Disclosure, visit or call 803-367-4100 to speak with a Lending Consultant.

2. For complete details, terms and conditions, visit https://usa.visa.com/en_us/visa-offers-and-perks/?category=97. 

3. To find out more about Visa Checkout, transitioning to Visa Secure Remote Commerce (SRC), visit https://usa.visa.com/pay-with-visa/checkout.htmlThe EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC. 

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