The holidays should be a time of joy. Vacations should be relaxing. Leave out the stress by saving for them in advance.

Rates

Key Features

  • Competitive Dividends
  • Free Digital Banking1
  • Set aside little by little, year-round, for holiday-related expenses
  • Earn dividends as you save
  • Make deposits at any time, in any amount you feel comfortable with
  • Funds automatically transferred to your account on November 1st each year
  • Free digital banking1 and eStatements2
  • No minimum balance requirements
  • No minimum deposit to open4
  • Save to meet short-term or long-term goals
  • Make deposits at any time, in any amount you feel comfortable with
  • Free digital banking1 and eStatements2
  • Six (6) free withdrawals per quarter3
  • No minimum balance requirements
  • No minimum deposit to open4

Teach your children the value of saving money with an Explorer's Club account.

  • $5 minimum balance to open4
  • Six (6) free withdrawals per quarter3

Cadets

  • Children age 7 and under
  • Receive annual $5 birthday deposit5
  • Free gift at account opening  

Commanders

  • Children ages 8 to 12
  • Earn $1 for every “A” on report card6
  • Free gift at account opening

1. Family Trust does not charge a fee; however, your wireless carrier's data rates may apply. 

2. A $5 statement by mail fee applies to accounts without e-statements. E-statement enrollment is required. Fee is waived for members with Premier Choice Checking, members under age 18 or over age 60, and for accounts that have a monthly direct deposit of $100 or more. 

3. Excessive withdrawal fee of $3 charged for each withdrawal after six in a calendar quarter, excluding digital transactions conducted through online banking, the mobile app or the ATM.

4. Must meet membership and eligibility requirements to open account.  

5. Account must be active to qualify. 

6. Each quarter, eligible members will be rewarded $1 for every A up to a maximum of six per individual report card.

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