There isn’t much certainty in life — but certificates are an exception. Get fixed-rate earnings for the term you choose.


Key Features

  • Fixed Rates
  • Convenient Terms
  • Transfer Dividends Into Other Accounts
  • Fixed dividend rates, higher than savings accounts
  • Option to transfer dividends into other accounts
  • Set aside for emergencies or save for future goals
  • A wide range of terms available from 3 to 60 months1
  • Notice of maturity sent by mail or email2
  • No opening or maintenance fees2
  • $500 minimum deposit to open3
  • Exclusive, tiered-rate certificate1 for members up to age 12
  • $100 minimum deposit to open3
  • Contributions can be made any time

1. After the fixed rate certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawals, excluding earned dividends. Fees and withdrawals could reduce earnings.  

2. A $5 statement by mail fee applies to accounts without e-statements. E-statement enrollment is required. Fee is waived for members with Premier Choice Checking, members under age 18 or over age 60. 

3. Must meet Membership eligibility requirements to open account.

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