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Personal Loans

When you need extra cash

Personal Loans

When you need extra cash for a vacation, a wedding, or to buy something special, a personal loan can give you access to funds at a lower cost than a high-interest rate credit card. You also can use a personal loan to consolidate debt, pay off credit card balances, make home improvements, pay medical bills, repair your car, and more.

Benefits
Fixed rate and set monthly payments.
Special Pricing: We reward members who choose Family Trust as their primary financial institution. We offer special pricing to members who take advantage of a variety of our services.
Easy online application: It’s easy to apply for your personal loan online, but you also can apply by phone, or in a branch.
E-Sign: Members can sign loan documents electronically via the Internet. This convenient process saves time and paper. A multi-layered authentication program verifies identity and keeps the process secure.
Loan-Payment Protection: A voluntary product that helps relieve the financial burdens that come from an unexpected life event.

1 APR = Annual Percentage Rate. APR is the lowest available rate based on credit worthiness. To receive the Premier Rate, members must have a Premier Choice Checking account. Terms of repayment example: 36 monthly payments of $30.61 for each $1,000 borrowed at 6.40% APR. Personal loan minimum period for repayment is one month, and maximum is 60 months.

Type Term APR1 as low as Premier Rate APR1 as low as
Personal Loan Up to 60 months 6.90% 6.40%

“Really pleased with what you helped us accomplish yesterday. We’ll save thousands of dollars with our personal loan. #savingmoney #happygirl”

Patti and Lance
Members since 1997

Share Your Experience

Balancing Act: Saving for Both Retirement and College

Linda and Peter are worried about their financial future. “We want our one-year-old son, Raymond, to go to college, but we’re concerned that in 17 years, the cost might be more than we can afford,” says Peter. “We also need to save for our retirement,” adds Linda. “Can we reach both of these goals?”