When you need extra cash for a vacation, a wedding, or to buy something special, a personal loan can give you access to funds at a lower cost than a high-interest rate credit card. You also can use a personal loan to consolidate debt, pay off credit card balances, make home improvements, pay medical bills, repair your car, and more.
|Fixed rate and set monthly payments.|
|Special Pricing: We reward members who choose Family Trust as their primary financial institution. We offer special pricing to members who take advantage of a variety of our services.|
|Easy online application: It’s easy to apply for your personal loan online, but you also can apply by phone, or in a branch.|
|E-Sign: Members can sign loan documents electronically via the Internet. This convenient process saves time and paper. A multi-layered authentication program verifies identity and keeps the process secure.|
|Loan-Payment Protection: A voluntary product that helps relieve the financial burdens that come from an unexpected life event.|
1 APR = Annual Percentage Rate. APR is the lowest available rate based on credit worthiness. To receive the Premier Rate, members must have a Premier Choice Checking account. Terms of repayment example: 36 monthly payments of $31.31 for each $1,000 borrowed at 7.90% APR. Personal loan minimum period for repayment is one month, and maximum is 60 months.
|Type||Term||APR1 as low as||Premier Rate APR1 as low as|
|Personal Loan||Up to 60 months||8.15%||7.90%|