family in kitchen

Personal Loan

When you need extra cash

Pandemic Assistance Personal Loan

If the spread of COVID-19 has affected you financially – we are here to help.

Borrow Up To One Month Of Your Total Net Income For As Low As 5.00% APR1:

  • Option To Make No Payments For 90 Days2
  • Maximum 12-Month Term
  • Easy Online Application: It’s easy to apply for your personal loan online or in our mobile app, or you can apply by phone at 803-367-4100.
  • E-Sign: Members can elect to sign loan documents electronically via the Internet. This convenient process saves time and paper. A multi-layered authentication program verifies identity and keeps the process secure.
  • Loan-Payment Protection:2 3 An optional product that could cancel or reduce repayment of your loan debt should a future unexpected life event occur.

How to Apply: Click the button below, select “Personal Loan” and then “Emergency Assistance” from the “Loan Purpose” list.

1 The Annual Percentage Rate of 5.00% is effective as of March 20, 2020, is the lowest available rate based on credit worthiness and is subject to change. Maximum loan amount is $5,000. Terms of repayment example: 12 monthly payments of $256.86 for each $3,000 borrowed at 5.00% APR. If you elect to defer your first payment for 90 days, the minimum monthly payment for the remainder of the 12-Month term will be higher. 2. If you elect to defer your first payment for 90 days, or if you elect loan payment protection, interest and payment protection premiums will accrue on the loan balance during the months payments are skipped. 3. Certain eligibility requirements, conditions, and exclusions may apply.