True Choice Checking

True Choice Checking is our basic checking account. It’s just the essentials with no monthly fee.1

Premier Choice Checking

With Premier Choice Checking, you get rewards points every time you use your card, Free ATMs, comprehensive identity theft protection services, plus everything that comes with True Choice Checking!

Fresh Start Checking

We also offer the Fresh Start Checking account if you need to re-establish your banking history. For a low $10 monthly fee1, it offers:

  • No account opening fee
  • Visa Debit card
  • Check cashing
  • Unlimited check writing
  • Overdraft protection with transfers from savings or credit card7

“They made me feel important and made my experience great. Everything was done right here, quickly.”

Member since 1998

Share Your Experience

1 A $5 statement by mail fee applies to True Choice and Fresh Start checking accounts and can be waived with e-statements. Statement fee also waived for members 18 and under and 60 and older.

2 Family Trust will assess a fee when a withdrawal is made at a non-Family Trust ATM. Fee will be reimbursed nightly. Fees by other financial institutions still apply.

3 APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Rate is subject to change after account is opened.

4 Average daily balance must be $250 or more to earn APY.

5 Some exclusions apply

6 If the aggregate balance falls below $10,000 at any point during the month, the $10 fee will be assessed that month.

7 A fee will be charged each time overdraft protection from savings is used.

A Decade of Golfing and Giving

The 2018 Family Trust Annual Charity Golf Tournament celebrated its tenth year and raised $30,000 for three charities: Safe Passage, The Palmetto School for at the Children’s Attention Home, and the York County Disabilities Foundation, Miracle Park Project.