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Debit Cards

Quick and easy way to pay

Debit Cards

Better than Cash

A Family Trust Visa® Debit card is a quick and easy way to buy what you need and keep track of your purchases. Visa is accepted at millions of locations so you can rely on your card just like you can rely on cash in your pocket. Since your debit card is a Visa card, you also get the added security of their Zero Liability guarantee when used in a signature-based transaction.

Benefits
No annual fees or per-transaction charges
Available to members with checking accounts
Use for purchases or cash at ATMs
Earn one award point with every $1 spent if you have a Premier Choice checking account
Secure checking
EMV Card Technology
Verified by Visa. Verified by Visa gives your online transactions an extra layer of protection by allowing you to select a personal password that confirms your identity. Register a Family Trust Visa credit card with Verified by Visa and enter your password upon checkout with participating online merchants.
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Zero Liability. You are not held liable for unauthorized purchases made using your Visa card, whether the transaction occurs online or in person. Visa’s Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details.

“I opened my checking account before I went to college, and I love using my Family Trust debit card because I earn points! Can’t wait until I earn enough for a cruise!”

Nia
Member since 2012

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Using Your Visa Debit Card

Card Activation To activate your Visa Debit Card simply call (800) 411-6390. If you are outside of the US and Canada, call (206) 352-3477 collect or activate your card online.
Report a Lost or Stolen Card You can report your Visa Debit Card lost or stolen anytime by completing an online form. You also can call Family Trust at 803-367-4100 during office hours, or call our toll-free number 1-800-682-6075 after hours and on weekends. A $6 card replacement fee may be charged in some instances.
If Your Card is Declined If you have questions about your card being declined outside of business hours, please call 888-526-0404 or 206-352-4954, if calling internationally.
Travel Notification Let us know when you’re traveling so you’ll have access to your credit card.
Travel Notification Form

Extra Awards

Your Family Trust Visa Debit card earns points with every purchase you sign for purchases. Just select “credit” instead of “debit” at check-out. The Premier Choice Debit Card earns one point for every $1 spent. These will be combined with any points you earn from using your Visa Platinum credit card.

Hold a joint membership account? All points for cardholders under a joint account are combined. Points are valid three years from the date you earn them.

Check your points balance online anytime and redeem for travel, gift cards, or cash.

Call 1-877-909-1450

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