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Credit Cards

Credit Cards

Now Offering: No Interest For A Year!

Holiday shopping is here, and Family Trust is offering Visa credit cards with no interest on purchases for twelve months! Cross off all the gifts on your list and save this season.

Choose either our Traditional Visa or our Platinum Awards Visa credit card. Both do not have an annual balance, balance transfer, or cash advance fee. And for one year from opening your card, your interest rate on purchases will be 0% APR.1 That’s a lot of zeros!

  • Platinum Awards Visa: Earn rewards for every dollar you spend! Redeem for travel, gift cards or cash.
  • Traditional Visa: Enjoy the lowest interest rate we offer after the promotional one-year period.

1% Cash Back On Purchases

All Family Trust credit cardholders will earn 1% cash back on all holiday purchases with their Visa Credit Card!4 Offer valid for Platinum Awards or Traditional credit cardholders.

Platinum Awards Visa® Traditional Visa®

Rewards with Every Purchase

Earn 1 Point for Every $1 you Spend
No Interest on Purchases for a Year1
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Warranty Manager Service 2
Travel and Emergency Assistance 2
Rental Car Coverage 2
Visa’s Zero Liability Policy3
Apply Now


Our Lowest Rate Card

No Interest on Purchases for a Year1
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Rental Car Coverage 2
Visa’s Zero Liability Policy3
Apply Now

Visa Credit Card Rates

1 1 APR = Annual Percentage Rate is correct as of 11/01/19 and is the lowest available rate based on creditworthiness and underwriting standards. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

Type Variable Rate APR* as low as
Platinum Awards 9.45% – 14.45%
Traditional 8.45% – 18.00%

Visa and Apple Pay. Pay confidently with Visa.

Paying in stores or within apps has never been easier, safer, or more private. Use your Family Trust Visa card at your favorite retailers. Learn more.

Visa Checkout. The easier way to pay online.

Use just one login from any device at a growing list of online stores. Learn more.

Make it Visa when you pay with PayPal.

Make your Family Trust Visa card your preferred payment method when you check out with PayPal. It’s a quick and easy way to enjoy the benefits of your card on your PayPal online purchases. Shop now.

Visa Offers and Perks

Access a variety of offers and deals, including travel, food and wine, dining, shopping, sport, entertainment and more. Shop now.

Card Management

Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Activate a Card
Activate Online
or call 1-800-411-6390.
Visa Purchase Alerts Get real-time text or email alerts. Enroll Now
Block a Card Block Online
or call 1-800-682-6075.
Travel Notification Send us a secure message in digital banking to let us know when you’re traveling so you’ll have access to your credit card. Log In

1 APR = Annual Percentage Rate. As of 11/1/2019, the non-promotional APR for variable rate Visa Platinum Awards or Traditional credit cards ranges from 8.45% – 18.00%. APR may vary depending agreement. Purchases may not exceed approved credit limit.

2 Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

3 Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

4 For a limited time; Nov. 1 – Dec. 31, 2019, all purchase transactions made using Family Trust Platinum Awards or Traditional Credit Card will earn a 1% cash back incentive. The 1% of the total amount purchased during promotion time frame will be deposited into the checking account by first week of February 2020. If no checking account exists, it will go to the Prime Share. Purchases may not exceed approved credit limit. Terms and conditions subject to change without notice.