woman with credit card

Credit Cards

Credit Cards

Special Offer: 0% APR4 Visa Balance Transfer through 2020!

Save on interest and get ahead when you open a Family Trust Visa Platinum Awards or Traditional card. You’ll enjoy 0% APR for your transferred balances through 2020. There are no balance transfer fees and the low rate will apply to all balance transfers and cash advances.

  • Platinum Awards Visa: Earn rewards for every dollar you spend! Redeem for travel, gift cards or cash.
  • Traditional Visa: Enjoy the lowest interest rate we offer after the promotional one-year period.

Members with Family Trust Credit Card – Its Easy to Start Saving Today:

  1. Log on to Digital Banking.
  2. Transfer money from your Family Trust Visa card to your checking account with no transfer fee.
  3. Then use the cash to pay off your other high-rate cards.

Platinum Awards Visa® Traditional Visa®

Rewards with Every Purchase

Earn 1 Point for Every $1 you Spend
No Interest on Purchases for a Year1
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Warranty Manager Service 2
Travel and Emergency Assistance 2
Rental Car Coverage 2
Visa’s Zero Liability Policy3
Apply Now


Our Lowest Rate Card

No Interest on Purchases for a Year1
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Rental Car Coverage 2
Visa’s Zero Liability Policy3
Apply Now

Visa Credit Card Rates

1 1 APR = Annual Percentage Rate is correct as of 11/01/19 and is the lowest available rate based on creditworthiness and underwriting standards. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

Type Variable Rate APR* as low as
Platinum Awards 9.45% – 14.45%
Traditional 8.45% – 18.00%

Visa and Apple Pay. Pay confidently with Visa.

Paying in stores or within apps has never been easier, safer, or more private. Use your Family Trust Visa card at your favorite retailers. Learn more.

Visa Checkout. The easier way to pay online.

Visasrc Visa Checkout has evolved and Visa is working with other participating card brands to bring you an improved digital payment experience. Wherever you see this icon you can enjoy an easy, smart and secure online checkout. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. You’ll be able to store your payment and shipping preferences. Enjoy this new experience to pay with your Family Trust Visa cards when you see this icon where Visa credit or debit card is accepted Learn more.

Make it Visa when you pay with PayPal.

Make your Family Trust Visa card your preferred payment method when you check out with PayPal. It’s a quick and easy way to enjoy the benefits of your card on your PayPal online purchases. Shop now.

Visa Offers and Perks

Access a variety of offers and deals, including travel, food and wine, dining, shopping, sport, entertainment and more. Shop now.

Card Management

Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Activate a Card
Activate Online
or call 1-800-411-6390.
Visa Purchase Alerts Get real-time text or email alerts. Enroll Now
Block a Card Block Online
or call 1-800-682-6075.
Travel Notification Send us a secure message in digital banking to let us know when you’re traveling so you’ll have access to your credit card. Log In

1 APR = Annual Percentage Rate. As of 11/1/2019, the non-promotional APR for variable rate Visa Platinum Awards or Traditional credit cards ranges from 8.45% – 18.00%. APR may vary depending agreement. Purchases may not exceed approved credit limit.

2 Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

3 Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

4 Offer ends 3/31/20. APR = Annual Percentage Rate for balance transfers & cash advances on Family Trust (FT) credit cards made 1/1 – 3/31/20. APR is correct as of 1/1/20 & varies based on individual creditworthiness & underwriting standards. On 4/1/20, promo rate on those balances will remain until 12/31/20. On 1/1/21, rate on the promo balance adjusts to rate in credit card agreement. As of 1/1/20, non-promo APR for Visa credit cards ranges 8.95% – 18%. Rates are subject to change without notice. Must be 21 years of age or older. A balance transfer or cash advance cannot be completed to pay an existing Family Trust loan. Maximum balance transfer/cash advance amount cannot exceed approved credit limit.