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Credit Cards

Credit Cards

A Family Trust Visa® credit card is accepted in over 200 countries, and you won’t be held liable for fraudulent charges. We offer competitive, low interest rates and the opportunity to earn Awards points.

Special Offer:

Enjoy 0% Intro APR1 on Purchases for 6 Months with a Visa Platinum Awards Card. Plus, Get 1% Cash Back on Your Holiday Purchases!

• Earn 1 Awards Point for Every $1 Spent: Redeem points for travel, gift cards or cash!
• 0% Annual Fee.
• $0 Fraud Liability Protection: You’re not responsible for unauthorized charges you report to us.2
• Chip Card Technology: Paying for your purchases is more secure at chip-card terminals around the world.

f1. APR = Annual Percentage Rate. 0% APR is an introductory rate on all purchases made with a new Platinum Awards card opened between October 20, 2017 and December 31, 2017. Introductory rate will remain from January 1 – June 30, 2018. After June 30, 2018, a variable APR will apply. Promotion availability subject to creditworthiness. Current variable rates range from 8.95% to 18.00%. APR is correct as of 9/25/17 and is subject to change without notice. 2. Limitations apply. See familytrust.org for details.

Find the Card for You

Traditional Platinum Awards
Minimum Credit Limit $500 $5,000
Low Interest Rates Rates as low as 7.95% APR Rates as low as 8.95% APR
Extra Awards Points No Yes. Earn 1 point per $1 spent. Redeem points for travel, gift cards, and cash. See the awards catalogue
Warranty Manager
Details. 2
No Yes
Travel and Emergency Assistance
Details. 2
No Yes
Rental Car Coverage Details 2 Yes Yes
$0 Balance Transfer Fee Yes Yes
$0 Annual Fee Yes Yes
EMV Card Technology
Details
Yes Yes
Visa’s Zero Liability Policy3 Yes Yes
How to Apply Apply Online
or visit a branch
Apply Online
or visit a branch

Apple Pay

Make secure purchases in stores, in apps, and now on the web.Apple Pay is simple to use and works with the devices you use every day. Easily pay with your debit cards and credit cards with just a touch. Your card details are never shared by Apple when you use Apple Pay.

More Info

Visa Checkout

Easily pay online with Visa Checkout at your favorite stores with a single sign in. Visa Checkout is the easier way to pay at a growing list of online stores.

  • Easy: Visa Checkout is the easier way to pay online. Use just one login from any device at a growing list of online stores
  • Fast: No need to re-enter payment and shipping information
  • Secure: Pay online with confidence

Card Management

Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Activate a Card
Activate Online
or call 1-800-411-6390.
Visa Purchase Alerts Get real-time text or email alerts. Enroll Now
Block a Card Block Online
or call 1-800-682-6075.
Travel Notification Let us know when you’re traveling so you’ll have access to your credit card.
Travel Notification Form

Visa Credit Card Rates

1 1 APR = Annual Percentage Rate is correct as of 09/01/2017 and is the lowest available rate based on creditworthiness and underwriting standards. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

Type Variable Rate APR* as low as
Platinum Awards 8.95% – 13.95%
Traditional 7.95% – 18.00%

2 Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

3 Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.