woman with credit card

Credit Cards

Credit Cards

0% Intro APR On All Purchases for 12 months

Choose either our Traditional Visa or our Platinum Awards Visa credit card. Both do not have an annual balance, balance transfer, or cash advance fee. And for one year from opening your card, your interest rate on purchases will be 0% APR.4 That’s a lot of zeros!

Platinum Awards Visa® Traditional Visa®
Platinum

Rewards with Every Purchase


Earn 1 Point for Every $1 you Spend
No Interest on Purchases for a Year1
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Warranty Manager Service 2
Travel and Emergency Assistance 2
Roadside Dispatch 2
Rental Car Coverage 2
Visa’s Zero Liability Policy3
Apply Now

Traditional

Our Lowest Rate Card


No Interest on Purchases for a Year1
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Roadside Dispatch 2
Rental Car Coverage 2
Visa’s Zero Liability Policy3
 
 
Apply Now

Visa Credit Card Rates

1 1 APR = Annual Percentage Rate is correct as of 4/1/20 and is the lowest available rate based on creditworthiness and underwriting standards. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

Type Variable Rate APR* as low as
Platinum Awards 7.95% – 12.95%
Traditional 6.95% – 17.95%

Visa and Apple Pay. Pay confidently with Visa.

Paying in stores or within apps has never been easier, safer, or more private. Use your Family Trust Visa card at your favorite retailers. Learn more.

Visa Checkout. The easier way to pay online.

Visasrc Visa Checkout has evolved and Visa is working with other participating card brands to bring you an improved digital payment experience. Wherever you see this icon you can enjoy an easy, smart and secure online checkout. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. You’ll be able to store your payment and shipping preferences. Enjoy this new experience to pay with your Family Trust Visa cards when you see this icon where Visa credit or debit card is accepted Learn more.

Make it Visa when you pay with PayPal.

Make your Family Trust Visa card your preferred payment method when you check out with PayPal. It’s a quick and easy way to enjoy the benefits of your card on your PayPal online purchases. Shop now.

Visa Offers and Perks

Access a variety of offers and deals, including travel, food and wine, dining, shopping, sport, entertainment and more. Shop now.

Card Management

Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Activate a Card
Activate Online
or call 1-800-290-7893.
International: 1-206-624-7998.
PIN Activation Call 1-800-290-7893
International: 1-206-624-7998.
Visa Purchase Alerts Get real-time text or email alerts. Enroll Now
Lost/Stolen Card call 1-888-297-3416.
Travel Notification Send us a secure message in digital banking to let us know when you’re traveling so you’ll have access to your credit card. Log In

1 APR = Annual Percentage Rate. As of 11/1/2019, the non-promotional APR for variable rate Visa Platinum Awards or Traditional credit cards ranges from 8.45% – 18.00%. APR may vary depending agreement. Purchases may not exceed approved credit limit.

2 Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

3 Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

4 APR = Annual Percentage Rate. APR is correct as of 10/15/2019, and is the lowest available rate based on creditworthiness and underwriting standards. Introductory APR does not include balance transfers. Must apply and be approved for a Visa Platinum Awards or Traditional Credit Card. After intro 12 months of account opening, rates will variably adjust and are subject to change without notice. Must be 21 years of age or older.