Credit Cards

Credit Cards

Traditional Visa® Card Platinum Awards Visa® Card
Traditional Visa Card

Our Lowest Rate Card

Apply Now
Variable APR1 as low as 8.70%
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Travel and Emergency Assistance 2
Rental Car Coverage 2
Visa’s Zero Liability Policy3


Get Rewards with Every Purchase and a Low Rate

Apply Now
Credit Limits Starting at $5,000
Variable APR1 as low as 9.70%
1X POINTS on all purchases
No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
Warranty Manager Service 2
Travel and Emergency Assistance 2
Rental Car Coverage 2
Visa’s Zero Liability Policy3

Special Promotions


Win $500 with Your Family Trust Visa Card

Shop Amazon Prime Day with your Family Trust Visa Debit or Credit card for a chance to win a $500 Amazon gift card. For every complete purchase you make at all day on July 16 and 17, you will receive one entry into a drawing for one $500 Amazon gift card. The more purchases you make, the more entries you get. Amazon Prime membership not required. Winners will be notified by July 24. Shop Now.
Official Rules.


Earn 2X Points for Back-To-School Purchases

Earn 2 points for every $1 you spend using your Family Trust Visa Platinum Award Card on Back-To-School purchases July 15-Sept. 30, 2018 Includes: school and office supplies, stationary, electronics, books, department stores, discount stores, shoes, clothing, sporting goods, and computer software stores. Qualifying Merchants.

Visa + Apple Pay. Pay confidently with Visa.

Paying in stores or within apps has never been easier, safer, or more private. Use your Family Trust Visa card at your favorite retailers. Learn more.

Visa Checkout. The easier way to pay online.

Use just one login from any device at a growing list of online stores. Learn more.

Make it Visa when you pay with PayPal.

Make your Family Trust Visa card your preferred payment method when you check out with PayPal. It’s a quick and easy way to enjoy the benefits of your card on your PayPal online purchases. Shop now.

Visa Offers + Perks

Access a variety of offers and deals, including travel, food and wine, dining, shopping, sport, entertainment and more. Shop now.

Card Management

Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Activate a Card
Activate Online
or call 1-800-411-6390.
Visa Purchase Alerts Get real-time text or email alerts. Enroll Now
Block a Card Block Online
or call 1-800-682-6075.
Travel Notification Send us a secure message in digital banking to let us know when you’re traveling so you’ll have access to your credit card. Log In

Visa Credit Card Rates

1 1 APR = Annual Percentage Rate is correct as of 7/1/2018 and is the lowest available rate based on creditworthiness and underwriting standards. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

Type Variable Rate APR* as low as
Platinum Awards 9.70% – 14.70%
Traditional 8.70% – 18.00%

2 Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

3 Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.