Credit Cards

Pay with security and convenience

Credit Cards

A Family Trust Visa® credit card is accepted in over 200 countries, and you won’t be held liable for fraudulent charges. We offer competitive, low interest rates and the opportunity to earn Awards points.

Visa Credit Card Benefits
Visa Checkout Easily pay online with Visa Checkout at your favorite stores with a single sign in.
Visa Purchase Alerts Get real-time text or email alerts when you pay with your Visa card. Enroll Now
EMV Card Technology More Info
Apple Pay More Info
Important Information
Apply for a card or credit line increase Apply online, visit a branch, or call 803-367-4100. If approved for a new credit card, it will arrive in 3-5 days. For security purposes, your PIN is mailed separately and will arrive 2 business days after your card.
Apply Now
Activate a Card To activate a Visa credit card call 1-800-411-6390.
Activate Now
Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Block a Card To block a lost or stolen Visa credit card call 1-800-682-6075.
Block Now
Travel Notification Let us know when you’re traveling so you’ll have access to your credit card.
Travel Notification Form

Visa Credit Card Rates

*APR = Annual Percentage Rate. Rates are the same for purchases, balance transfers, and cash advances. Rates are subject to change without notice. The APR listed is the credit union’s best rate based on your creditworthiness at the time your account is opened. After that, your APR will vary with the market based on the WSJ Prime Rate. Minimum credit limit for Platinum Awards is $5,000. Additional underwriting qualifications apply.

Type Variable Rate APR* as low as
Platinum Awards 8.45% – 13.45%
Preferred Rate 7.45% – 18.00%

“Every trip that we have taken in the past 7 years we have used our Awards Points, it has been fabulous! We’ve gotten plane tickets, motels, rental cars… that is the reason we use our cards as much as we do.”

Member since 1989

“Irma helped us open a Visa Platinum credit card. She displayed confidence and was pleasant to work with. I have always had a great experience but she really raised the bar.”

Member since 1997

“I paid off a large amount of credit card debt with a higher interest rate by transferring my balance to a Family Trust Visa. It was a game-changer for me.”

Member since 2011