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As low as 2.79% APR Visa Balance Transfer

Credit Cards

A Family Trust Visa® credit card is accepted in over 200 countries, and you won’t be held liable for fraudulent charges. We offer competitive, low interest rates and the opportunity to earn Awards points.

Special Offers:

Transfer Balances to Family Trust Credit Card

  • Rate as low as 2.79% APR1
  • No Balance Transfer Fee & No Annual Fees
  • Simplify Your Wallet
  • Improve Cash Flow With One Lower Monthly Payment

Transfer Now or Apply More Info

Get $5.00 when you enroll in Visa Checkout

Visa Checkout is the easier way to pay at a growing list of online stores. Plus, you’ll get a $5.00 statement credit when you enroll in Visa Checkout with your Family Trust Visa card for the month of August.2

  • Easy: Use just one login from any device at a growing list of online stores
  • Fast: No need to re-enter payment and shipping information
  • Secure: Pay online with confidence

Enroll Now More Info

Double Points: 2 Points for Every $1 Spent

Visa Double Points earns 2 points for every $1 spent on back to school purchases using Visa Platinum Awards card. These purchases include school and office supplies, stationary, electronics, books, department, discount, shoes, clothing, sporting goods, and computer software stores.

Apply Merchants More Info

Visa Credit Card Benefits
Visa Checkout Easily pay online with Visa Checkout at your favorite stores with a single sign in.
Visa Purchase Alerts Get real-time text or email alerts when you pay with your Visa card. Enroll Now
EMV Card Technology More Info
Apple Pay More Info
Important Information
Apply for a card or credit line increase Apply online, visit a branch, or call 803-367-4100. If approved for a new credit card, it will arrive in 3-5 days. For security purposes, your PIN is mailed separately and will arrive 2 business days after your card.
Apply Now
Activate a Card To activate a Visa credit card call 1-800-411-6390.
Activate Now
Manage your account Log in to your account to monitor transactions, transfer funds, make a payment, or request a cash advance.
Log In
Block a Card To block a lost or stolen Visa credit card call 1-800-682-6075.
Block Now
Travel Notification Let us know when you’re traveling so you’ll have access to your credit card.
Travel Notification Form

Visa Credit Card Rates

1 1 APR = Annual Percentage Rate for balance transfers & cash advances made 06/19/2017 – 8/31/2017. APR is correct as of 07/01/2017 and is the lowest available rate based on creditworthiness and underwriting standards. On 09/01/2017, your promotional rate on those balances will remain until 02/28/2018. On 03/01/2018, your rate on the promotional balance will adjust to the variable rate in your credit card agreement. As of 12/31/2017, the non-promotional APR for variable rate Visa credit cards ranges from 8.95% – 18.00%. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

Type Variable Rate APR* as low as
Platinum Awards 8.95% – 13.95%
Preferred Rate 7.95% – 18.00%

“Every trip that we have taken in the past 7 years we have used our Awards Points, it has been fabulous! We’ve gotten plane tickets, motels, rental cars… that is the reason we use our cards as much as we do.”

Gay
Member since 1989

“Irma helped us open a Visa Platinum credit card. She displayed confidence and was pleasant to work with. I have always had a great experience but she really raised the bar.”

Tera
Member since 1997

“I paid off a large amount of credit card debt with a higher interest rate by transferring my balance to a Family Trust Visa. It was a game-changer for me.”

Debbie
Member since 2011

1 APR = Annual Percentage Rate for balance transfers & cash advances made 06/19/2017 – 8/31/2017. APR is correct as of 06/19/2017 and is the lowest available rate based on creditworthiness and underwriting standards. On 09/01/2017, your promotional rate on those balances will remain until 02/28/2018. On 03/01/2018, your rate on the promotional balance will adjust to the variable rate in your credit card agreement. As of 12/31/2017, the non-promotional APR for variable rate Visa credit cards ranges from 8.70% – 18.00%. Rates are variable and subject to change without notice. Must be 21 years of age or older. Transfers from a fixed rate card require card termination for approval.

2 To receive the $5.00 credit, enroll your Family Trust VISA Credit card or your Family Trust VISA Debit Card in VISA Checkout during the month of August. Then select that card as your VISA Checkout Preferred card. Based on the card you select, a $5.00 credit will be added to your credit card statement within the next billing cycle or a $5.00 credit will be deposited into the checking account linked to your debit card within the next business week.