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This exclusive offer is ending soon—we’d hate for you to miss out on this opportunity to potentially lower your credit card interest. If you’ve been thinking about consolidating debt, reducing interest, or making your finances more manageable, now’s the time. Transfer your credit card balance to a Family Trust Visa® now and save:

• Transfer your balance by March 31, 2025, and pay 1.9% APR on the balance until 2026^1,2
• No balance transfer fees^1,3
• VISA® perks: Roadside dispatch, worldwide acceptance, and emergency card replacement⁴

This offer is available through March 31, 2025. Reach out to us through the chat feature online, in the app, or give us a call at 803-367-4100

Transfer Your Balance Today

1. Must be 18 to apply. As of 1/1/2025, the variable Annual Percentage Rate (APR) for credit cards ranges from 13.20% - 17.90%. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. The variable Annual Percentage Rate in force on your account will be assigned when issued and disclosed in your credit card agreement. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, visit www.familytrust.org or call 803-367-4100 to speak with a Lending Consultant. Additional terms, conditions and exclusions apply.

2. Between 01/01/2025 – 03/31/2025, your APR for balance transfers and cash advances will be 1.99%, and will remain at this promotional rate until 12/31/2025. On 01/01/2026, the unpaid balance of any promotional rate balance transfers and cash advances will revert to the variable APR in force in your credit card agreement, and existing fixed rate credit cards will revert back to the fixed rate in force in your credit card agreement. Only applies to balance transfers from other financial institutions and cash advances made during this “promotional period,” which may not exceed your approved credit limit. Qualifying cash advance transactions include those processed using an ATM, PIN or digital banking. The promotional APR does not apply to purchases, transactions processed as a credit through the Visa network or transactions made after March 31, 2025. We may end your promotional APR and apply the prevailing APR if you are 60 days late in making payments. We reserve the right to change or end this offer at any time without notice. For questions about this promotion, contact your Lending Consultant or call 803-367-4100.

3. Interest begins to accrue on balance transfers and cash advances from the transaction date. These transactions are subject to the APR outlined in your credit card agreement.

For complete details, terms and conditions, visit https://usa.visa.com/dam/VCOM/global/support-legal/documents/roadside-dispatch-card-benefit.pdf