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You want to earn more with your money.

Is your money just sitting in your checking account, not doing much beyond covering your daily expenses? It might be time for an upgrade! Loyalty Checking earns 4.00% APY on balances up to $20,000. Give your hard-earned cash the chance to grow with a high-yield checking account.¹

You’re focused on financial goals.

Maybe you're working toward a down payment, planning your next big adventure, or simply saving for peace of mind. A checking account is great for daily transactions, but it’s not always the best place to grow your savings.

We’ve got you covered with options like:

• Prime Share Savings²
• PayBack Savings²
• Certificates²
• Money Market Accounts²

Take a closer look at saving options here: Personal Savings at Family Trust

There’s no features, benefits, or perks with your current checking account.

Are there no advantages that come with your current checking account? Upgrading your account can give you access to so many perks. With ID Protect, $hopping Rewards^TM, and a consumer loan rate discount, you’ll wonder why you didn’t make the switch to Loyalty sooner³. Another benefit? There’s no minimum balance, and no fees with at least 20 qualifying transactions and direct deposit.⁴

Your banking needs have changed

Maybe you opened your account in college or years ago when your financial life looked different. If you now need features like interest on your balance, it might be time to upgrade to an account that fits where you are today. Loyalty Checking is designed to elevate your banking experience.

Thinking about upgrading? Let us know how we can help. Not ready to upgrade yet? There’s no pressure! We’ll be ready to help you find the best option when the time is right

1.The Annual Percentage Yield (APY) is effective as of 04/01/2025, is variable and may change after the account is opened. The dividend period, dividend compounding and crediting are monthly. Rates, terms and conditions are subject to change without notice.

2. Must meet membership and eligibility requirements to open account.

3. Benefits are available to personal checking account owner(s) and their joint account owners and are subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. This applies to Loyalty Checking ID Protect.

4. Fee waived with a qualifying direct deposit and at least 20 debit card or Platinum/Traditional credit card transactions posted the previous month. One Loyalty Checking account per member permitted.