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Last-Minute Summer Plans? We Can Help.


Last-Minute Summer Plans? We Can Help.

Summer is the time for family fun, relaxation, and making memories. Whether you’re taking an adventure-filled vacation, hosting epic backyard barbecues, or going on a spontaneous road trip, the possibilities are endless.

 There just might be one thing standing between you and your dream summer – finances. A HELOC or personal loan could be the key to turning your summer dreams into a reality.


What is a Home Equity Line of Credit?

Home equity is the portion of your home’s value that you truly own. It’s calculated by subtracting your outstanding mortgage balance from the current market value of your home. A HELOC allows you to borrow against that amount with a revolving line of credit. Take only what you need up to the predetermined limit. Similar to a credit card, you only make payments and accrue interest when you borrow from your credit line.

HELOCs tend to offer more flexibility with the option to access funds as needed. It has lower interest rates than most loans and credit cards since your home secures the line of credit.


Not a homeowner? Your summer plans can still happen with a personal loan.

If a HELOC isn’t an option for you, no need to cancel your summer plans. Our personal loan rates are competitive too.

It’s easy to apply online for a HELOC or a personal loan with our simple application. If you still have questions and would like to discuss more options, use the chat feature on the bottom right corner of or the Family Trust App. Give us a visit one of our branches or call us at 803-367-4100.

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