Don't Miss These Member Holiday Savings and Freebies
The holiday season is now upon us, and many people may start to feel the pressure of expenses. Take advantage of these special offers during the holidays to keep your finances in check and on track!
Let Us Pay Off $5,000
Wouldn't it be great to get your credit card paid off after all that holiday shopping? From November 1- December 31, 2021, if you swipe your Family Trust Visa credit card for $5.00 or more, you will automatically be entered into a drawing for us to pay off up to $5,000 on your credit card balance.1
Check And Redeem MyRewards Points
Platinum Awards credit cardholders and Premiere Choice Checking account holders earn 1 MyRewards point for every $1 they spend. Check your points balance under the "MyRewards" menu item in online banking *link* and redeem your points for holiday travel, gift cards, or cash today!
No Interest For A Year Visa Credit Card Offer.2
Enjoy twelve months of no interest on your purchases! We offer either a Traditional Visa or Platinum Awards Visa credit card. Both do not have annual balance, balance transfer, or cash advance fees. And for one year from opening your card, your interest rate on purchases will be 0% APR!
Holiday Personal Loans
Check everything off your list with Personal Loan rates as low as 6.24% APR and keep this low rate for 24 months.3 The holidays can put pressure on anyone's wallet, and Family Trust can help.
No Fee Visa Gift Cards
If you're struggling with deciding on a gift for your loved ones, you can never go wrong with a Visa gift card! It gives the recipient an opportunity to purchase whatever they like, and it relieves your gift shopping anxiety. Members, take advantage of the gift cards you can order this holiday season with no order fee.
Christmas Club Account
Want to get a head start on next year's holiday savings? With our Christmas Club savings account, your wallet won't suffer during the holidays. Just determine your savings goal, set up your automatic deposits, and we'll do the rest. There's no minimum deposit required to open, no minimum balance, and you can open the account anytime during the year and make as many deposits as you want. In early November, we deposit your saved money into your Checking account – it's that easy!
1.(a) Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1500.
(b)Contest applies to purchases made between October 1 and December 30, 2021. The winner will be randomly selected and notified on December 31, 2021. For full terms and conditions, visit familytrust.org/ContestRules
2. (a) 1. The Introductory Annual Percentage Rate of 0% is effective as of 4/10/2020 and only applies to purchases made during the first 12 months of issuance and does not apply to ATM or PIN based transactions, balance transfers or cash advances. Purchases may not exceed the approved credit limit. We may end your introductory APR for purchases and apply the prevailing non-introductory APR if you are 60 days late in making payments. The unpaid balance of any introductory rate purchases will begin to accrue interest after the twelve month period, which will revert to the variable APR in force on your account as assigned when issued and disclosed in your credit card agreement, which ranges from 6.95% - 17.95%. The APR will change with the market based on the Prime Rate and is subject to change without notice. For complete terms and conditions, as set forth in our Consumer Credit Card Agreement and Disclosure and our Application and Solicitation Disclosure, visit or call 803-367-4100 to speak with a Lending Consultant.
(b)Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1500.
3(a) Must have Premier Choice checking account, and additional qualification is required.
(b)Must be 18 to apply. Qualification is based on credit, income and other underwriting factors, and is subject to approval.