New! Premier Choice Checking


Summer is a great time to renew and refresh and we’ve done just that with our Premier Choice Checking account. It’s better than ever with changes that include loan discounts, robust Debit awards, and access to non-Family Trust ATMs.

The best part is you can waive the $10 monthly fee when you have combined deposit balances of $10,000 or more at Family Trust.

Benefits include:

  • No minimum balance to open or maintain
  • Free Visa® debit card with rewards. Earn 1 point per $1 when you use your debit card as a credit
  • Earns 0.05% APY1 on checking balances of $250+
  • Non-Family Trust ATM fee refunded 4 times monthly
  • Interest rate discount on consumer loans
  • No fee for ID Protect and credit monitoring
  • One free personal check order per year
  • No fee for cashier’s checks

You can double your access to non-Family Trust ATMs when you have Premier Choice and qualify for PayBack Savings. Together, you’ll be refunded fees from eight non-Family Trust ATMs a month. Now you don’t have to search for a credit union ATM. With PayBack and Premier Choice, you can conveniently withdraw money wherever you happen to be. How easy is that?

As with our other checking accounts you can also enjoy

  • Free online banking and e-statements
  • Free access to 70+ ATMs in the Carolinas
  • Free bill pay
  • Free mobile banking with mobile check deposit and card controls 2
  • Direct deposit
  • Overdraft protection options

If you want Premier Choice, please call 803-367-4100, or visit a branch to sign up. Remember to review your balances to see if you qualify to waive the fee. Members who already have a Premier Choice Checking don’t need to do a thing except to take advantage of the new features.

We’re working to make it easy for you to find the checking account that best suits your needs. Let us know how we can help.

1 APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Rate is subject to change after account is opened.

2 Restrictions may apply.