Local business banking designed to help your company grow.

Whether you're managing day-to-day expenses, handling growing transaction volumes, or building cash reserves, Family Trust offers business accounts designed to support your goals.

Reach out to our Business Team       Visit a Local Branch

Business Membership Eligibility

You may be eligible for membership if:

  • Your business is registered in North or South Carolina

If you're unsure whether your business qualifies, our team will be happy to help determine eligibility.

 

What You'll Need to Apply

Opening a business membership is simple. Please have the following documents available:

  • Valid Driver’s License or government-issued ID for all authorized signers

  • Business Tax Identification Number (EIN) (required for most business entities)

Additional documentation may be required depending on your business structure.

 

Business Entity Documentation

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Sole Proprietor

  • EIN IRS document or Social Security card.

Limited Liability Company (LLC)

  • EIN IRS document 
  • Articles of Organization

Corporation

  • EIN IRS document
  • Articles of Incorporation
  • Corporate By-laws

Association

  • EIN IRS document
  • By-Laws
  • Letter on organization letterhead or meeting minutes listing approved signers

Nonprofit Corporation

  • EIN IRS document 
  • Articles of Incorporation
  • By-Laws
  • IRS 501(c) determination letter
  • Signed board meeting minutes approving account signers.

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Ready to Get Started?

Start your application online using the button below. To complete the process and open your account, simply visit your local branch with the required documentation.

Our team will walk you through the final steps and ensure your business membership is set up quickly and efficiently.

Contact Business Team      Visit a Local Branch

Why Become a Business Member?

When you join Family Trust Federal Credit Union as a business member, you gain access to:

  • Business checking and savings accounts
  • Business loans
  • Treasury services
  • Online and mobile business banking
  • Local decision-making and personalized service
  • A financial partner invested in your community

Unlike large banks, we focus on relationships. Our team takes the time to understand your business and help you find the right financial solutions.

Explore Business Accounts