Prime Share Savings

  • Required account to establish membership with Family Trust1
  • Earn dividends on your balance
  • $5 minimum deposit to open
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PayBack Savings

  • No minimum balance requirements
  • Earn competitive, tiered dividends
  • Four non-Family Trust ATM transaction fees refunded monthly5
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Money Market Account

  • Enjoy flexible access to funds3
  • Competitive, tiered dividends paid on balances of $1,000 or more
  • No minimum deposit to open4
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Certificates

  • Earn a fixed rate for a fixed term
  • Range of terms available from 3 to 60 months
  • No opening or maintenance fees2
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Club Accounts

  • Set aside little by little for the holidays or a vacation
  • No minimum opening deposit required
  • Earn dividends as you save
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Individual Retirement Accounts (IRAs)

  • Contributions may be tax deductible3
  • Competitive dividends above standard rates
  • Traditional, Roth, and SEP options available
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Health Savings Account (HSAs)

  • Manage and direct your HSA assets
  • Enjoy potential tax deductions for contributions1
  • Available to members with an eligible high-deductible health plan (HDHP)2
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Education Savings Account (ESAs)

  • Pay for qualified education expenses such as tuition, fees, books and more1
  • Set aside funds for a child's education2
  • Dividends grow tax-deferred
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Explorer's Club Youth Accounts

  • Savings account for kids up to 12 years old
  • Earn Explorer Club perks for saving
  • Build smart money habits with financial education tools
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