Personal Accounts

Accounts Designed Around Your Goals

Whether you're managing everyday spending, growing your savings, or planning for the future, Family Trust has an account to help you get there.

Why Bank with Family Trust?

As a member-owned credit union, Family Trust is focused on helping our members reach their financial goals, not maximizing profits.

Benefits of Banking with Family Trust

  • Personalized, local service from people who know your community
  • Competitive rates and fewer fees
  • Accounts designed for every stage of life
  • Convenient digital banking tools to manage your money anytime, anywhere

 

Become a Member

Compare Checking Accounts

Loyalty Checking

Earn More from Everyday Banking
A premium checking account that rewards you with higher dividends, loan discounts, and added account benefits.

True Choice Checking

Simple, Fee-Free Checking
A straightforward checking account designed for easy everyday banking with no monthly service fee.

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Fresh Start Checking

A Fresh Start for Your Financial Journey
Designed to help you rebuild your banking relationship with access to the tools you need for everyday banking.
 

Plan for Your Future

Individual Retirement Accounts (IRA)

Build a Stronger Financial Future
Save for retirement with tax-advantaged account options designed to help your money grow over time.

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Health Savings Accounts (HSA)

Save for Healthcare Expenses With Confidence
Set aside money for qualified medical expenses while benefiting from potential tax advantages.

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Education Savings Accounts (ESA)

Invest in Their Educational Journey
Save for future education expenses with a flexible account designed to help your savings grow.

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Savings Accounts That Help Your Money Grow

Whether you want to earn more, keep things flexible, or save for long-term goals, we have a savings account designed around you.

PayBack Savings

Earn More From Your Banking Relationship
Enjoy higher dividend earnings and rewards for keeping more of your financial relationship with Family Trust.

Money Market Account

Grow Your Savings With Competitive Earnings
Earn higher dividends while maintaining convenient access to your funds as your balance grows.

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Prime Share Savings

Start Your Membership and Begin Saving
Open the account that establishes your Family Trust membership and helps you build a strong savings foundation.

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Popular Financial Journeys

Build My Emergency Fund

Create a safety net while earning competitive dividends.

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Maximize My Everyday Banking

Get the convenience of checking with the earning potential of high-yield savings.

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Prepare for Retirement

Build long-term financial security with tax-advantaged savings options.

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Save for a Child's Future

Start early and help prepare for education expenses.

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Explorer's Club Youth Accounts

Money Skills Start Here

Designed for children ages 0-12, Explorer's Club accounts helps young savers build confidence with money through hands-on saving, fun rewards, and age-based perks.

From birthday rewards for younger members to incentives that celebrate academic achievement, this account encourages smart financial habits that can last a lifetime.

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