Whether you're managing day-to-day expenses, handling growing transaction volumes, or building cash reserves, Family Trust offers business accounts designed to support your goals.
With local decision-making, personalized service, and the digital tools you need, we're here to help your business succeed.
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Start your application online and a Business Banking representative will contact you to complete the process.
Businesses registered in North Carolina or South Carolina may be eligible. Additional membership requirements apply.
Documentation requirements vary depending on your business type, but generally include:
Business formation documents (Articles of Organization or Incorporation)
EIN or Social Security Number (for sole proprietors)
Valid government-issued ID for all authorized signers
Business license (if applicable)
Once your application is approved, we’ll help you:
Fund your account
Enroll in online and mobile banking
Order checks or a business debit card
Add authorized users if needed
Our goal is to make the setup process simple so you can focus on running your business.
Can I manage my account online?
Yes. Online Banking and E-Statements are available with all business accounts.
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As your business grows, Family Trust offers additional solutions to support your operations
Simple Banking for Everyday Business Needs
Designed for businesses with moderate transaction history and routine cash deposits
Built on Growing Business
Designed for businesses with moderate transaction history and routine cash deposits
Earn More on Your Business Banking
Designed for businesses with moderate transaction history and routine cash deposits
Unlike traditional banks, Family Trust is a member-owned credit union focused on helping businesses succeed.
Benefits of Banking With Family Trust
Whether you're launching a new business or looking for a better banking relationship, we're here to help.
| Feature | Business Checking | Prime Business Savings | Preferred Business Checking | Business Money Market |
|---|---|---|---|---|
| Best For | Small businesses with everyday banking needs | Businesses looking to establish membership and build savings reserves | Growing businesses with higher transaction volume | Businesses looking to earn dividends on excess funds |
| Minimum Opening Deposit | $100 | $5 | $100 | $5,000 |
| Monthly Maintenance Fee | $0 | $0 | $15 | $0 |
| eStatements | Free | Free | Free | Free |
| Learn More | Learn More | Learn More | Learn More |
