Family Trust Blog

Holiday plans, unexpected expenses, or just needing a little breathing room in your budget? A personal loan¹ can help you stay on track without the stress that can come this time of year.

At Family Trust, we make borrowing straightforward so you can focus on what matters most this season.

Why members choose a personal loan

• Quick access to funds with lower rates than some other methods
• Rates as low as 6.99% APR² to help keep costs down
• Fast approvals to keep your plans moving
• Loan amounts starting at $500 so you can borrow only what you need

Smart ways to use a personal loan before the holidays

• Consolidate higher-interest credit card balances into one predictable payment
• Cover travel, gifts, or seasonal costs without derailing your budget
• Tackle unexpected car or home repairs with less worry

Easy to apply

It only takes a few minutes to get started, and you’ll receive a decision quickly. Have questions? We’re happy to help you compare options so you feel confident about your choice.

Ready to go? Apply online and learn more here, or visit any branch.

1.Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval.

2. APR is effective as of 10/01/2025, is the lowest available rate and is subject to change. Must have a Loyalty Checking account at the time of loan funding to qualify for a 0.25% APR discount. Personal Loan Payment examples: 24 monthly payments of $45.01 for every $1,000 borrowed at 7.24% APR; 24 monthly payments of $44.89 for each $1,000 borrowed at 6.99% APR.