Holiday Cheer from Family Trust Federal Credit Union
Consumer Loans are 2% Off1
This holiday season, Family Trust is giving back to our members with one of our biggest loan discounts of the year. For the month of December, you’ll receive 2.0% off your qualified rate when you open a new consumer loan.1
Already have a consumer loan with another financial institution? We might be able to lower your current loan payment by refinancing through us.
Auto, personal, motorcycle, boat, and RV loans all qualify as long as the loan is new and funded by December 31 at 5:00 PM.
- Auto Loans: Drive away in a new or used car with a rate as low as 1.99% APR2
- Personal Loans: For gifts, travel or seasonal expenses with a rate as low as 4.99% APR3
- Motorcycle, Boat and RV Loans: Hit the road, water or trails with a rate as low as 5.29% APR4
Whether you're upgrading your car or planning the perfect holiday, this special promotion is our way of saying thank you for being part of our Family Trust community.
Disclosures
1. Must be 18 to apply. Membership eligibility required. This offer is not valid on loans currently held at Family Trust Federal Credit Union. Refinances from other institutions are eligible. Rate discount applies to the member’s qualified APR. Rates, terms, and conditions vary based on creditworthiness and are subject to change without notice. Applicant must apply online or in person on Monday, December 1, 2025 through Wednesday December 31, 2025 to receive special loan discount offer off their qualified rate. Loan must be funded by December 31, 2025 at 5:00pm EST. Offer excludes credit cards, home equity, and mortgage loans. Additional restrictions may apply.
2. APR is effective as of 12/01/2025, is the lowest available rate, and is subject to change. Must have a Loyalty Checking account at the time of loan funding to qualify for a 0.25% APR discount. Payment Example: 66 monthly payments of $16.03 for each $1,000 borrowed at 1.99% APR.
3. APR is effective as of 12/01/2025, is the lowest available rate and is subject to change. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Must have a Loyalty Checking account at the time of loan funding to qualify for a 0.25% APR discount. Personal Loan Payment examples: 24 monthly payments of $43.96 for each $1,000 borrowed at 4.99% APR
4. APR is effective as of 12/01/2025, is the lowest available rate, and is subject to change. Qualification is based on creditworthiness, income, and other underwriting factors, and is subject to approval. Must be 18 to apply. Acceptable collateral types may include motorcycle, watercraft, ATV, camper, RV, or farm equipment. Must have a Loyalty Checking account at the time of loan funding to qualify for a 0.25% APR discount. Payment example: 36 monthly payments of $30.17 for every $1,000 borrowed at 5.29% APR.