Share the Benefits and Win $1,000

Plus, your friend could win $500 too!

It pays to share the perks you get with Family Trust. When you refer someone new to open an account, you’ll earn an entry to win $1,000, and your friend could win $500 just for joining.

Here’s how it works:

• Refer someone who isn’t yet a member.
• They open a new account at Family Trust.
• You get entered to win $1,000, and they get a chance at $500.

When your friend joins, they’ll enjoy better rates, lower fees, and service from a local team that truly cares.

Getting started is easy. When your friend joins online or in a branch, have them share your first and last name, phone number, and email. Then send them this link to join today.

1. Offer valid on qualifying member referrals submitted between October 22, 2025 – November 22, 2025. Membership eligibility and account qualifications apply. All new accounts are subject to Family Trust Federal Credit Union (FTFCU) membership agreements, terms, and disclosures. Must be 18 or older to qualify. Existing members may not open additional memberships to qualify. Former members qualify as a new member provided the account was closed at least six (6) months prior to the date of reopen and there were no previous losses to FTFCU. In order to receive the reward, both the referred and referring member’s accounts must remain in good standing for a period of 90 days from the opening date of the referred member’s account. The referred member must open and fund a new FTFCU membership share ($5 minimum opening deposit) within seven (7) calendar days of account opening. Applicants may not engage in fraudulent activity to earn a referral reward including, but not limited to, fraudulent account activity and fraudulent referral activity. Member referral rewards are reportable dividends and will be reported on IRS Form 1099-INT. Once an eligible new member is referred by an existing member, no other existing member may refer that same member. This offer cannot be combined with any other offer. By participating in this member referral program, you acknowledge that the referring member may be made aware that you have opened an account and completed qualifying activity. Terms and conditions of the member referral program are subject to change at any time and FTFCU reserves the right to modify or discontinue this program at any time without prior notice. Receive one entry for each qualifying referral made between October 22, and November 22, 2025. The winner of the member referral program will be randomly selected and notified by March 31, 2026. For full terms and conditions, visit familytrust.org/contest-rules