Group of young women

Student Loans

Smart Option Student Loan® by Sallie Mae®

The Smart Option Student Loan® for Family Trust by Sallie Mae®

For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan Features And Benefits
Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
No origination fee and no prepayment penalty
Benefits and an interest rate reduction available
Rates that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you qualify
100% US-based Student Loan Specialists
To learn more, please get started here.


A student loan is a great way to pay for many college expenses, but it’s borrowed money and will all need to be paid back one day. Supplementing your loan money with scholarships and grants can help you borrow less and owe less interest. We’ve got scholarships.

More Info