Auto Loan

Auto, Motorcycle, Boat and RV Loans

You want a good rate with convenient terms, so you can get your vehicle or boat as soon as possible. A discounted rate is offered to members who have a Premier Choice Checking account. We will assist you with loan pre-approval, so you have what you need to negotiate. We refinance, too.

Fast Pre-Approval: Whether the vehicle is new or used, you can apply online, by phone or at a branch. We will respond within 24 hours.
Premier Choice Checking Discounted Rate: We offer a discounted rate to members who have a Premier Choice Checking account.
E-Sign: Members can sign loan documents via the Internet, saving time and paperwork. Our multi-layer authentication program ensures personal security.
Loan Protect: With our voluntary plan, you can be assured of help if events render you unable to make payments. Contact a Family Trust representative to learn more.

1 APR = Annual Percentage Rate. APR is the lowest available rate based on credit worthiness. To receive the Premier Rate, members must have a Premier Choice Checking account. New and Used Vehicle Loan Rates: Terms of repayment example: 60 monthly payments of $17.49 for each $1,000 borrowed at 1.90% APR.

2 Terms greater between 72 and 84 months apply to new vehicle models only with loan amounts > $25,000.

Term APR1 as low as Premier Rate APR1 as low as
Up to 36 months 1.90% 1.90%
37-48 months 1.90% 1.90%
49-60 months 1.90% 1.90%
61-72 months 2.19% 2.19%
73-84 months2 3.99% 3.99%

“You helped me out a lot on my car loan, it’s a lower rate and my car payment is so much better. I got the exact car I wanted and I’m so happy with it!”

Member since 2005

“It’s a good, local credit union that offers a common-sense approach to banking. We’re glad Family Trust came to Clover.”

Vickie and Vance
Members since 2002

“Ashlee did a boat loan for us and went above and beyond to get it done in a short time. She came in early to accommodate us and make logistics easier. That’s why we’ve been with Family Trust so long – the people.”

Member since 1996