IRAs

PayBack IRA Savings Account

Offering the area’s most competitive dividends, this IRA complements our PayBack Savings account, rewarding members who rely on Family Trust for most of their banking needs.

Visit a branch to discuss your options and open an IRA.

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Benefits Qualifications
Great for a 401(k) rollover Have a checking account with a debit card
Insured up to $500,000. Have a loan or Visa
Meets all IRS requirements for a Traditional IRA Use online banking with E-Statements
10 signature-based transactions per month with a debit and/or credit card.

IRA PayBack Savings Rates

Type Min. Deposit to Open Min. Balance Tiers, APY / Dividend Rate
Product $0 $20,000 $100,000
IRA PayBack Savings Account (Traditional) none 0.60% / 0.60% 1.00% / 1.00% 1.25% / 1.24%