IRAs

Regular Term Traditional IRA Certificates

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11 APY = Annual Percentage Yield as of 7/10/2019. Dividends compounded and credited quarterly. Any withdrawal prior to maturity will reduce earnings. A penalty is imposed if certificate funds other than earned dividends are withdrawn before maturity date.

13 Bump Your Rate Certificate: Personal checking account required to open. New checking accounts must have direct deposit. Dividend rate may be changed to match any current comparable 36 month share certificate rate offered by the credit union once during the term of the certificate.

Product Min. Deposit to Open Min. Balance Tiers, APY11 / Dividend Rate
Regular Term Traditional IRA Certificates $0 $20,000 $100,000
6 months $500 0.25% / 0.25% 0.30% / 0.30% 0.35% / 0.35%
12 months (Roth & SEP also available) $500 1.55% / 1.54% 1.70% / 1.69% 1.95% / 1.94%
24 months $500 1.60% / 1.59% 1.75% / 1.74% 2.00% / 1.98%
36 months13 $500 2.60% / 2.57% 2.75% / 2.72% 2.90% / 2.87%
48 months $500 2.70% / 2.67% 2.80% / 2.77% 2.90% / 2.87%
60 months $500 2.70% / 2.67% 2.80% / 2.77% 2.90% / 2.87%