Certificates

Explorer’s Club Certificate

A tiered certificate account for members from birth to 12 years of age that can help save money for the children in your family.

  • Open account with as little as $100
  • Unlimited deposits
  • No penalties for early withdrawals related to education expenses

7 APY = Annual Percentage Yield correct as of 1/7/2019. Dividends are compounded and credited quarterly. Rate is subject to change after account is opened. Any withdrawal prior to maturity will reduce earnings. A penalty is imposed if certificate funds other than earned dividends are withdrawn before the maturity date.

Product Min. Deposit to Open Min. Balance $0 APY7 / Dividend Rate Min. Balance $20,000 APY / Dividend Rate Min. Balance $100,000 APY / Dividend Rate
Explorer’s Club Certificate $100 1.45% / 1.44% 1.60% / 1.59% 1.85% / 1.84%