Certificates
Explorer’s Club Certificate
A tiered certificate account for members from birth to 12 years of age that can help save money for the children in your family.
- Open account with as little as $100
- Unlimited deposits
- No penalties for early withdrawals related to education expenses
7 APY = Annual Percentage Yield correct as of 1/7/2019. Dividends are compounded and credited quarterly. Rate is subject to change after account is opened. Any withdrawal prior to maturity will reduce earnings. A penalty is imposed if certificate funds other than earned dividends are withdrawn before the maturity date. |
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| Product | Min. Deposit to Open | Min. Balance $0 APY7 / Dividend Rate | Min. Balance $20,000 APY / Dividend Rate | Min. Balance $100,000 APY / Dividend Rate |
|---|---|---|---|---|
| Explorer’s Club Certificate | $100 | 1.45% / 1.44% | 1.60% / 1.59% | 1.85% / 1.84% |