High interest credit cards make everything cost more.

It’s easy, really, to end up with a bunch of credit cards that you never wanted. Especially during the busy shopping season—the retail offers seem so good, and opening a card is so easy.... Before you know it, your wallet is full. And the scary part about most store credit cards? Their interest rates average 24%!

If you’re paying too much in interest or simply have too many credit cards — transfer those other balances over to a single, low-interest Family Trust credit card1. You’ll save big money and pay off those balances much faster.

Right now, we’re offering a promotional rate of 2.99% APR2 until 2023 on balances transferred to a Family Trust credit card by March 31st.

Plus, we never charge a balance transfer fee.

If you already have a Family Trust credit card, simply transfer funds from your credit card to your checking account before March 31st and use the cash to pay off other credit cards at the same promotional rate of 2.99% APR.2

If you don’t yet have a Family Trust credit card, apply today! We’re here to make it easy and to help you save a lot of money.

Bring those high-interest balances over to Family Trust and start saving.


1. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1500.  

2. The APR is effective as of 1/01/2022 and may vary depending on an evaluation of your credit and other underwriting factors. The APR will change with the market based on the Prime Rate and is subject to change without notice. Only applies to balance transfers from other financial institutions and cash advances made during this “promotional period” (1/01/2022-3/31/2022), which will remain at the promotional rate until 2023.  Transactions may not exceed your approved credit limit. Qualifying cash advance transactions include those processed using an ATM, PIN or digital banking. The promotional APR does not apply to purchases, transactions processed as a credit through the Visa network or transactions made after March 31, 2022. We may end your promotional APR and apply the prevailing APR if you are 60 days late in making payments.

We’re always here for you. Here are a few quick links that can make your life easier.