Welcome Penny Pratt


Penny Pratt, Family Trust’s new president and CEO, started her career at a community bank but found her heart when she switched to credit unions.

“I love seeing the members,” she said. “That’s why we’re here.”

Pratt joined Family Trust on Tuesday. She previously was executive vice president and chief operating officer of SAFE, a $1 billion credit union based in Sumter. She’s taking time to learn Family Trust’s culture and employee names, although she’s no stranger to getting results.

She held several management roles at SAFE, where she received awards for lending excellence, sales and leadership. She earned an undergraduate degree from State University of N.Y. at Oswego, and a Master of Business Administration and Policy from State University of N.Y., Empire State College.

But for all her accomplishments, family comes first. Her home is the hub for holidays with her husband, John, their three married daughters and one grandson. Active in the community, she is eager to find her niche in Rock Hill.

Christmas movies are her favorite, along with the Hallmark Channel. “I like all things that have happy endings.”

Here’s are answers to some employee questions:

Why Family Trust?
Family Trust is a great fit for me – the culture and value proposition are in line with how I like to work. I like to build things. The credit union is really going to take off in the coming years. I want to be part of that.

What is your vision for Family Trust?
I want to learn the financial needs of our members and make banking with us as easy as possible. There is so much growth we can still realize in York County. It’s a wonderful opportunity.

How will you meet members?
The branches are my happy place. People give me good ideas. I also hope to meet members at the annual meeting in March. With it being our 60th anniversary, it’s a great time to hear their stories about Family Trust.

What do you do for fun?
I love being outdoors. I walk three to four miles every morning. I also love swimming and hiking, and I golf.

Clemson or USC?
One of my daughters went to USC so I have to say USC first. I’ll root for Clemson when they’re not playing USC. I also love the Winthrop Eagles because I have a daughter who went there.