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Skip Your Loan or Credit Card Payments

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Skip Your Loan Payment Anytime

At Family Trust, we’re dedicated to making members’ lives and finances as easy as possible. Eligible members can skip their auto or personal loan payment anytime for $25 fee up to 2x a year.1

  • Skip ANY MONTH you like!
  • Minimum of six payments must be made between skipped loan payments with a limit of two skip payments per loan per year. Loan must have at least six payments made on it before it becomes eligible.
  • Minimum monthly payment to skip is $40.
  • Maximum skipped payments for the life of a loan is six.

Skip your loan payment when you need to. To get started, visit your local branch or call 803-367-4100 during business hours.

Skip Your Visa Credit Card Payment In January

For qualified, eligible members their January Visa Credit Card payment will automatically be skipped. If you qualify, your balance due will be $0 and you will see $0 due on your January statement. If it’s auto-drafted, call 803-367-4100 to schedule your skip pay. Interest will accrue as usual, and cards with delinquent payments, over the limit, or blocked will not be eligible for Visa skip pay.2

1 Interest will accrue as usual for the skipped month. Loans and shares must be in good standing. Loans must not be delinquent to qualify for Skip Pay. Skip Pay is not available for loans secured by real estate and lines of credit. If loan payment is auto-drafted, call 803-367-4100 to schedule your skip pay. Only closed-end loans are eligible for this offer.

2 Qualifying account holders will see $0 due on their January statement. If auto-drafted, call 803-367-4100 to schedule your skip pay. Interest will accrue as usual and cards with delinquent payments, over the limit, or blocked will not be eligible for Visa skip pay.