PayBack video earns couple four stars, $500

Congratulations to Amanda and Jeremy Ghent, who won our Facebook PayBack video contest. The Rock Hill couple got 231 votes out of more than 800. But the big winners are the 3,000-plus members who have PayBack Savings, our high-yield savings account that rewards members who use multiple services.

During the contest that ended Oct. 23, contestants were to make a 30-second video about why they love PayBack Savings and post it on Facebook. We received six entries and the winner got $500. You can watch the winning video here.

There’s no minimum or maximum balance with PayBack, and if you meet monthly qualifications, you can earn 1% APY* on savings up to $19,999, and 1.20% APY* on savings over $20,000.

“It’s a great way to help you earn money,” the Ghents say in the video.

Other benefits include:

  • Unlimited electronic transfers using MyBranch and/or MyTalk.
  • Non-Family Trust ATM fees refunded four times a month.
  • Free Visa gift cards when you meet qualifications the prior month.
  • One free CreataCard for your credit and debit cards per year when you meet qualifications the prior month.

Qualifications include using MyBranch Online Banking and having a personal checking account at Family Trust. You also must use your credit or debit card at 25 times per month in signature-based transactions, and have a loan, which could be a consumer or personal loan, a mortgage, home equity, or credit card.

To open your PayBack Savings account, log in to MyBranch Online Banking, where you can open your account and transfer funds immediately.

*APY is Annual Percentage Yield. Rates effective 8/1/12 and subject to change without notice. Must meet qualifications to earn this rate for PayBack Savings. Visit your local branch, call or learn more online about the monthly qualifications. If qualifications are not met each dividend period, the rate earned will be equal to existing share savings rate. Terms and conditions subject to change without notice.