It’s easier than ever to buy or build a house with Family Trust. It doesn’t matter if you’re buying your first home, finding room for a growing family or looking for a vacation home. We’ve got a mortgage for you.
Construction Loans: One Loan. One Closing.
Now you can use the equity in your lot – regardless of how long you’ve owned it – toward the total funds needed for construction. We’ll provide financing throughout the construction process and will convert it to a permanent mortgage.
Other benefits include:
- Up to 95% financing (1)
- No initial appraisal or credit report fees for relationship members (2)
- Fixed and adjustable rate options
- Mortgage stays local at Family Trust
- Major renovation projects may be eligible
15/1 Adjustable Rate Mortgage (ARM)
Our 15/1 ARM is perfect for first- time home buyers and other home buyers who may not intend to stay in the home very long. With lower rates than the traditional 30-year fixed mortgage and a longer fixed rate period than other adjustable rate mortgages, the 15/1 ARM can make getting into a new home affordable and beneficial.
- Rates lower than a traditional 30-year fixed
- Up to 97% financing (1)
- No prepayment penalty
- Refinance anytime
- Mortgages stay at Family Trust