The holiday season is now upon us and many people may start to feel the pressure of expenses. Take advantage of these special offers during the holidays to keep your finances in check and on track!
Check And Redeem Your Extra Awards Points
Platinum Awards credit cardholders and Premiere Choice Checking account holders earn 1 Extra Awards point for every $1 they spend. Check your points balance under “Extra Awards” menu item in online banking and redeem your points for holiday travel, gift cards, or cash today!
No Interest For A Year Visa Credit Card Offer1
Enjoy twelve months of no interest on your purchases! We offer either a Traditional Visa or Platinum Awards Visa credit card. Both do not have annual balance, balance transfer, or cash advance fees. And for one year from opening your card, your interest rate on purchases will be 0% APR!
Holiday Personal Loans
Check everything off your list with Personal Loan rates as low as 5.99% APR and keep this low rate for 24 months2. The holidays can put pressure on anyone’s wallet and Family Trust can help. Offer available Nov. 1 – Dec. 31 2019.
Monthly repayment examples:
• $1,000 loan for $86.10/mo. for 12 months
• $2,500 loan for $110.81/mo. for 24 months
1% Cash Back For Platinum Awards or Traditional Credit Cards3
All Family Trust credit cardholders will earn 1% cash back on all holiday purchases with their Visa Credit Card! Offer valid for Platinum Awards or Traditional credit cardholders.
Free Gift Cards
If you’re struggling with deciding on a gift for your loved ones, you can never go wrong with a gift card! It gives the recipient an opportunity to purchase whatever they like, and it relieves your gift shopping anxiety. Members, take advantage of the gift cards you can order this holiday season with no order fee.
Christmas Club Account
Want to get a head start on next year’s holiday savings? With our Christmas Club savings account, your wallet won’t suffer during the holidays. Just determine your savings goal, set up your automatic deposits, and we’ll do the rest. There’s no minimum deposit required to open, no minimum balance, you can open the account anytime during the year and make as many deposits as you want. In early November, we deposit your saved money into your Checking account – it’s that easy!
1 APR = Annual Percentage Rate. As of 10/15/2019, the non-promotional APR for variable rate Visa Platinum Awards or Traditional credit cards ranges from 8.70% – 18.00%. APR may vary depending on your credit & other underwriting factors. APR will change with market based on Prime Rate. Rates subject to change without notice. This rate only applies to purchases made during the first 12 months. After this, APR on promotional balance will adjust to the APR in your credit card agreement. The APR for all new purchases made after the first 12 months will be at the APR in your credit card agreement. Purchases may not exceed approved credit limit. See familytrust.org for details.
2 APR = Annual Percentage Rate. APR is correct as of 11/1/2019 and is the 12 or 24-month term with a Premier Choice Checking discount. To receive the Premier Rate, members must have a Premier Choice Checking account. APR may vary depending on your credit and other underwriting factors. Terms of repayment example: 24 monthly payments of $110.81 for each $2,500 borrowed at 5.99% APR. Terms and conditions subject to change without notice. Subject to credit approval.
3 For a limited time; Nov. 1 – Dec. 31, 2019, all purchase transactions made using Family Trust Platinum Awards or Traditional Credit Card will earn a 1% cash back incentive. The 1% of the total amount purchased during promotion time frame will be deposited into the checking account by first week of February 2020. If no checking account exists, it will go to the Prime Share. Purchases may not exceed approved credit limit. Terms and conditions subject to change without notice.