Q&A with Erika Whisonant Bell

Occupation: Membership and Marketing Director at the Upper Palmetto YMCA
Joined Family Trust: 1998
Family Trust service: South Pointe Branch Advisory Committee;
Supervisory Committee Member, 2010-present; Supervisory Committee Chair, 2012-present
Family: Andy, husband of 18 years; Grace Caroline, 13 and Jacob, 10
Other Volunteer work: Sunday School teacher at Grace Lutheran Church, Come-See-Me Festival Chair, 2013; Come-See-Me Festival Vice Chair, 2011-2012; Come-See-Me Festival Board of Governors, 2006- present; CSM Festival Team Leader, 1998-2005; Public Relations Committee Chair at Grace Lutheran Church; Member of Eat Smart Move More York County

Why do you want to serve on the Family Trust Board of Directors?

As a lifelong resident of York County, I have a great desire to see all good things in the area thrive. Family Trust is an organization with top-notch leadership and employees. As a volunteer member of the Board of Directors, I see the opportunity to support the exemplary work that Family Trust is already doing in our community and to help continue the legacy that the credit union has built since its start in 1957.

In your opinion, what are the top three issues facing the financial industry and why.

Fraud: Fraud costs the financial industry billions annually. With fraud on the increase, the industry must remain vigilant moving forward.

Mortgage Lending: Following the collapse of the market, many new regulations were formulated. They must be implemented now. There are uncertainties and new paths to forge for both the borrower and lender.

Payments Systems: We are seeing an evolution in payment systems and moving rapidly from paper checks to debit cards to contactless payment options. Keeping up with the changing systems is a key to success.

What else would you like for members to know about you?

I attended Rock Hill schools, graduated from Winthrop University, and married my high school sweetheart. I distinctly remember walking into Family Trust on White Street and opening my share account and a certificate with income from my first full-time job. I purchased my first new car through an auto-loan at Family Trust, and I still drive it today. After living ‘in town,’ my husband and I moved to the south side of Rock Hill and now live within walking distance to my extended family. Together, we continue to operate a family farm with horses, cattle, and a wonderful garden.