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Financial Guidance Library

Helping others achieve financial success

Financial Guidance Library

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Do Credit Scores Matter in Today’s World?

In today’s world, your credit score drives everything. This top secret score can be the determining factor on several things, such as job opportunities, utilities, insurance premiums and most important, interest rates. The people looking at your score view it to see just how trustworthy you are and your ability to handle responsibilities.

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What’s In Your Credit Score?

Many financial institutions use your credit score to determine if you will qualify for a loan and what interest rate you’ll get. But that’s not the only way the score is used today. Many employers check credit scores with job applications, and insurance companies use the score to help determine premiums.