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Financial Guidance Library

Helping others achieve financial success

Financial Guidance Library

Pick your topic – raising kids, retirement, refinancing or budgeting. There’s a resource in our Financial Guidance Library.

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What’s In Your Credit Score?

Many financial institutions use your credit score to determine if you will qualify for a loan and what interest rate you’ll get. But that’s not the only way the score is used today. Many employers check credit scores with job applications, and insurance companies use the score to help determine premiums.

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Staying in budget for Valentine’s Day

Valentine’s Day is fast approaching and love is in the air. For most people, the goal is to impress the one you love and show them just how much you care. Does it matter what it costs?

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Don’t let holidays cause a debt hangover

Many people will be spending lots of money this holiday season on gifts and entertainment. From hosting parties for friends and family to buying gifts for everyone they know, people often don’t realize that spending money doesn’t always equal happiness.

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Plan ahead to survive Black Friday

The famous Black Friday is fast approaching and people are polishing their credit cards and asking for credit limit increases to make sure they are well prepared. But let’s be realistic. Just because you have $2,000 in available funds on your credit card doesn’t mean you need to spend it all.