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Financial Guidance Library

Helping others achieve financial success

Financial Guidance Library

Pick your topic – raising kids, retirement, refinancing or budgeting. There’s a resource in our Financial Guidance Library.

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Don't let debt hold you back this year

Getting in good physical shape is a worthy goal for the new year but why not pledge to eliminate debt, too? It’s a good time to stop making excuses and face reality with your debts, especially if they’re holding you back from purchasing a home, saving for retirement, or taking that dream vacation.

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Does debt cause stress?

Will your vehicle still be in the parking lot when you get off work this afternoon? Will you have someone knocking on your door tonight to serve you foreclosure papers? Will you be hearing the voice of that annoying debt collector from that credit card company before the day is over?

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Being held hostage by your debts?

Are your debts holding you back from purchasing a home, saving for retirement, or taking that dream vacation? It is time to stop making excuses and face reality with your debts.

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Try a financial diet in the new year

As we are working our way into a new year, many people are thinking about their resolutions for 2012. The No. 1 resolution that most individuals focus on is losing weight. I think it is time to try a new diet this year – a financial diet.

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Get prepared for holiday shopping

The famous Black Friday is fast approaching and people are polishing their credit cards and asking for credit limit increases to make sure they are well prepared. But let’s be realistic. Just because you have $2,000 in available funds on your credit card doesn’t mean you need to spend it all.

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Teach kids early about money

Hey parents! Have you had “the talk” yet with your kids? No, not that talk. The one about money and saving. Family Trust will make it easy for you during our Youth Week celebration, which will be Monday, Aug. 8, through Saturday, Aug. 13.

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Do Credit Scores Matter in Today’s World?

In today’s world, your credit score drives everything. This top secret score can be the determining factor on several things, such as job opportunities, utilities, insurance premiums and most important, interest rates. The people looking at your score view it to see just how trustworthy you are and your ability to handle responsibilities.