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Financial Guidance Library

Helping others achieve financial success

Financial Guidance Library

Pick your topic – raising kids, retirement, refinancing or budgeting. There’s a resource in our Financial Guidance Library.

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From Matt: When Should I Start Investing?

By financial consultant Matt Griffin

One of the most commonly used clichés in the investment business is “it is never too early to start investing” or “it is never a bad time to invest.” As is the case with most clichés, they contain an element of basic truth but are not widely applicable in most cases.

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Know Your Dough: An Inside Look at Mortgages

“Buying a home… it’s just like buying a car,” said Carolyn Fast, Family Trust mortgage loan originator, at Saturday’s free “Home-buying Made Easy” workshop that included over 40 participants.

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Security: Beware of Fake Websites

When you browse to a website there is a certain level of trust that is required. You assume that if you type in a specific URL, you will connect to that website and in turn the data you provide to that website will be kept secure. Unfortunately cyber criminals continue to find new ways to inject themselves between you and the secure websites you are trying to visit.

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Tax Time: Ways to Use Your Refund

We don’t normally like to tell you how to spend your money. In fact, we usually tell you how to not spend your money by letting you know about our fantastic savings options that can produce dividends in varying amounts of time, or we’ll often tell you about ways to use your good credit for getting a loan that can make your life better or save you money in the long run.

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Financial lessons from James Bond

Everybody’s favorite spy is back in theaters this month with the release of “Spectre.” To mark the occasion, we decided to take a look at his 50-plus year history to see what lessons we could learn about life and money from the greatest secret agent in film history.

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Seven Ways To Save Without Suffering

We all know we should save more money than we do. Whether we need to pay down debt, build an emergency fund or save for retirement, we need to cut spending and increase our savings. It’s the only way to build financial security.

Yet before considering what to cut back on, try these handy tips to save money without noticing the difference.

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Honest Answers: Talking with your kids about your salary

One of the best things about kids is their curiosity. They just naturally want to know things about the world. They want to learn new things about themselves, each other and their surroundings. While it can be enjoyable to observe their zeal for learning and questioning, that curiosity can sometimes cause problems. Kids may unknowingly break social taboos by asking questions about things most respectful adults just don’t talk about. For example, your kids might ask you about your salary.

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Back To School on a Budget

For many families, back-to-school preparations can be an extra strain on the purse strings. This season of new beginnings can reach extreme heights. Here are 3 simple tips to help you breathe easier.

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From the Aisle to the Bank Account

Many couples will agree that money is one of the biggest reasons they argue. Since summer is a busy wedding season, we asked several employees who recently said “I Do” to tell us the advice they wished someone had given them.

Check out what these newlyweds shared: