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Promos and Perks

Benefits of Membership

Special Offers

We offer our members special discounts and offers on products and services. Check back for the latest promotions.


Visa Credit Card Offer: No Interest For A Year!

Holiday shopping is here, and Family Trust is offering Visa credit cards with no interest on purchases for twelve months! Cross off all the gifts on your list and save this season.

Choose either our Traditional Visa or our Platinum Awards Visa credit card. Both do not have an annual balance, balance transfer, or cash advance fee. And for one year from opening your card, your interest rate on purchases will be 0% APR.1 That’s a lot of zeros!

Promo Details Apply Now

1 APR = Annual Percentage Rate. As of 10/15/2019, the non-promotional APR for variable rate Visa Platinum Awards or Traditional credit cards ranges from 8.70% – 18.00%. APR may vary depending agreement. Purchases may not exceed approved credit limit.

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1 cashback

1% Cash Back

All Family Trust credit cardholders will earn 1% cash back on all holiday purchases with their Visa Credit Card!2 Offer valid for Platinum Awards or Traditional credit cardholders.

Promo Details

2 For a limited time; Nov. 1 – Dec. 31, 2019, all purchase transactions made using Family Trust Platinum Awards or Traditional Credit Card will earn a 1% cash back incentive. The 1% of the total amount purchased during promotion time frame will be deposited into the checking account by first week of February 2020. If no checking account exists, it will go to the Prime Share. Purchases may not exceed approved credit limit. Terms and conditions subject to change without notice.


Holiday Personal Loans As Low As 5.99% APR

Check everything off your list with Personal Loan rates as low as 5.99% APR and keep this low rate for 24 months3. The holidays can put pressure on anyone’s wallet and Family Trust can help. Offer available Nov. 1 – Dec. 31 2019.

Monthly repayment examples:

  • Borrow $1,000 for $86.10/mo. payments for 12 months
  • Borrow $2,500 for $110.81/mo. payments for 24 months

Promo Details Apply Now

3 APR = Annual Percentage Rate. APR is correct as of 11/1/2019 and is the 12 or 24-month term with a Premier Choice Checking discount. To receive the Premier Rate, members must have a Premier Choice Checking account. APR may vary depending on your credit and other underwriting factors. Terms of repayment example: 24 monthly payments of $110.81 for each $2,500 borrowed at 5.99% APR. Terms and conditions subject to change without notice. Subject to credit approval.


Snap Happy & Win $1,000!

Try Mobile Deposit, It’s Easy!

1. Login or download Family Trust app from app store.
2. Sign and draw a smiley face on the back of check. Write “For Mobile Deposit Only at Family Trust FCU”.
3. Complete a mobile deposit in the app.

You’ll be entered to win $1,000! The more checks deposited, the greater your chance of winning!

Official Rules

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We support education – from scholarships to school donations. In 2018 we’ve awarded $10,000 through our Teacher Grant program, donated $3,000 to the Early Learning Partnership Program, and allocated $2,500 to the The Rock Hill School District. Our support doesn’t end there, though. We award our $1,000 Eddie Reeves Scholarship each year at our annual meeting.

More Scholarship Info