Promos and Perks

Benefits of Membership

Special Offers

We offer our members special discounts and offers on products and services. Check out the latest promotion.

Auto jody

Auto Loans as low as 1.90% APR

Our new or used auto loan rates get you farther with no payments for 90 days. Get pre-approved today!

More Info

Mortgage newhomeownerhouse

No Origination, Credit Report, or Appraisal Fees

Make Homeownership a yes while saving money on fees now through December.

More Info

Visa amanda

Enjoy 0% Intro APR with a Visa Platinum Awards Card

Open a Visa Platinum Awards Card and enjoy 0% APR on all purchases made now through Dec. 31.

More Info


Earn 1% Cash Back On All Your Holiday Purchases

Use your Visa Platinum Awards Card and you’ll get 1% cash back and earn 1 awards point for every $1 spent.

More Info

Holidaypersonalloans panel

Holiday Personal Loans as low as 3.99% APR

Check everything off your list with Personal Loan rates as Low as 3.99% APR. Plus, keep this low rate for 12 months!

More Info

Heloc familyvacation

HELOCs as low as 4.25% APR

Use it for just about anything! Like your next family vacation.

Borrow 80% or more of the property value
Credit line remains open for 15 years
Access funds by checks or digital banking

More Info

Visa freegiftcards

$0 Purchase Fee

Give the perfect gift of endless possibilities with a holiday Visa gift card.

More Info


Loan and Visa Skip Pay

Qualified members can skip their December Family Trust consumer loan payment and their January Visa credit card payment with no additional fee. Payments won’t be due until the following months.1

1 Qualifying account holders will see $0 due on their January statement. If it’s auto-drafted, call 803-367-4100 to schedule your skip pay. Interest will accrue as usual, and cards with delinquent payments, over the limit, or blocked will not be eligible for Visa skip pay.


We support education – from scholarships to school donations. In 2014, we gave over $31,000 to York Technical College, Winthrop University, and Clinton College.

More Info