employee in office with member

Promos and Perks

Benefits of Membership

Special Offers

We offer our members special discounts and offers on products and services. Check back for the latest promotions.


Open a Checking and Get $200 Bonus!1

Must complete all three to qualify:

  1. Open a new Family Trust True Choice or Premier Choice checking account with promo code “JoinTheFamily” before July 31, 2019
  2. Have a direct deposit of over $5 made to this checking account within 60 days of account opening
  3. Make at least 10 debit card purchases within 60 days of account opening

Join Now More Info

1 Offer valid April 1 – July 31, 2019. No monthly fee for the True Choice checking account.
The Premier Choice checking account monthly fee is $10 a month but is waived with combined deposit balance of $10,000. Must open share account to establish membership with a minimum deposit of $5. No minimum deposit to open checking. Direct deposit must be more than $5 to meet qualification. Direct deposit $200 bonus will be credited to your account within 60 days of these three requirements are met. You cannot receive this offer if you have a checking account with Family Trust or have closed or charged off one inside of the last year. Must be 18 years or older to qualify. Terms subject to change without notice. To see full requirements, visit familytrust.org.


Now Offering 100% Mortgage Financing!

We know that saving for a down payment can be challenging, and we’re now offering 100% financing. Complete the application to see if you qualify for this offer today!1

More Info

1 Credit score of 720+ to qualify. Maximum LTV/Loan Amount $484,350. Offer for owner-occupied fixed rate or 5/1 and 7/1 ARMs only. Non-warrantable condominiums and manufactured homes do not qualify. Rates and terms subject to change without notice. The rate may vary depending on each individual’s credit history and underwriting factors. All loan applications are subject to credit and property approval. Additional fees and closing costs may apply. If adjustable rate mortgage is chosen after construction phase, rates are subject to increase after the initial fixed-rate period. Limited time offer. Must meet certain qualifications for these products. Home buyers may get up to a $50 credit towards their credit report fees.

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We support education – from scholarships to school donations. In 2018 we’ve awarded $10,000 through our Teacher Grant program, donated $3,000 to the Early Learning Partnership Program, and allocated $2,500 to the The Rock Hill School District. Our support doesn’t end there, though. We award our $1,000 Eddie Reeves Scholarship each year at our annual meeting.

More Info