employee in office with member

Promos and Perks

Benefits of Membership

Special Offers

We offer our members special discounts and offers on products and services. Check back for the latest promotions.


Pay Down Debt and Save All Year with 0% APR1 Visa Balance Transfer!

Save on interest and get ahead with our 0% APR Visa® Balance Transfer special offer. You’ll save all year if you transfer your balances by March 31. Apply and transfer in digital banking, then use the cash to pay off your high-rate cards. Bring your balances and start saving today!

Promo Details Apply Now Transfer Today

1 Offer ends 3/31/20. 1. APR = Annual Percentage Rate for balance transfers & cash advances on Family Trust (FT) credit cards made 1/1 – 3/31/20. APR is correct as of 1/1/20 & varies based on individual creditworthiness & underwriting standards. On 4/1/20, promo rate on those balances will remain until 12/31/20. On 1/1/21, rate on the promo balance adjusts to rate in credit card agreement. As of 1/1/20, non-promo APR for Visa credit cards ranges 8.95% – 18%. Rates are subject to change without notice. Must be 21 years of age or older. Existing FT loans not eligible for balance transfers. Maximum balance transfer/cash advance amount cannot exceed approved credit limit.


Buying a Home? Make an Offer Fast.

Fast process from start to finish. We have low rates and excellent service to help you find the home loan option that best fits your needs.

Prequalify Fast

Fotolia 165397673 subscription monthly m


We support education – from scholarships to school donations. In 2018 we’ve awarded $10,000 through our Teacher Grant program, donated $3,000 to the Early Learning Partnership Program, and allocated $2,500 to the The Rock Hill School District. Our support doesn’t end there, though. We award our $1,000 Eddie Reeves Scholarship each year at our annual meeting.

More Scholarship Info