Historic photo of Bleachery

Our Story

The credit union difference

Our Story

Today we find ourselves new. We are residents of York County. We are over 50,000 in number and growing. We are Family Trust:

  • Financial professionals working on your opportunities in life.
  • Board, committee members and staff involved in the community.
  • Members and stakeholders, just like you.


1957: Opening in a stock room, the RHP&F Federal Credit Union helped textile workers consolidate debts and save for milestones in their life.

1988: Became Family Trust Federal Credit Union and years later, a new charter allowed us to serve anyone who lives, works, worships, or attends school in York County.

Today: Family Trust lives the credit union philosophy of “people helping people.” We are dedicated to members and the community and strive to offer a helping hand when needed.

Our Passion Lies With Our People

As a credit union cooperatively owned by our members, you will never find us using profits to please a few stockholders. Rather, we’re devoted to helping our members achieve financial success. We are members leading members, collaborating on ways to serve you better. Our volunteer board and committees include:

  • Board of Directors (pictured right)
  • Supervisory Committee (pictured below)
  • Advisory Committees

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The Supervisory Committee

This committee ensures that the financial condition of the credit union is accurately and fairly presented in financial statements, and the necessary internal controls are in place to protect our members’ assets. Their goal is to confirm that operations are performed with the highest degree of accuracy and integrity.

To accomplish these objectives, they engage an independent certified public accounting firm to perform an audit of financial statements, management practices, and procedures. They’re pleased to report there were no significant findings.

They also have internal audit staff, who report to the Supervisory Committee. Their duties are to review and audit internal controls, monitor compliance with regulations and policies, and provide reasonable assurance that risks are appropriately managed at the credit union. They also assist the committee in researching and investigating member complaints.

It is the opinion of the Supervisory Committee that Family Trust is financially sound and operating efficiently and effectively. The financial statements accurately represent its financial condition, and all business activities are handled in accordance with the Board of Directors’ policies and government regulations.

For any concerns or comments, please write us:
Supervisory Committee
Family Trust Federal Credit Union
P.O. Box 10233
Rock Hill, SC 29731