When you apply for credit, lenders determine your credit risk by examining your credit scores, also known as FICO® scores. Each of the three main credit bureaus — Experian, TransUnion, and Equifax — keeps credit information about you that is used to calculate your FICO scores. This includes your payment history, the amount of money you owe, the length of your credit history and the number of recently opened credit accounts.
The finance counseling process is member driven, based on your situation, needs and objectives. I offer counseling on a variety of topics, including: preventative, budget, credit, and productive counseling. If you’re just starting out in life, facing financial difficulties, need advice on repairing and building credit, or just want to develop a spending plan that will help you meet your financial goals, I would love to talk with you!
To avoid identity theft and account hacking, setup alerts to protect yourself from fraudsters and be wary of the information you share.
It’s 2019, so we’re pretty sure your mobile device is a smart phone. But are you utilizing it to its greatest potential? Do you really know how it can make your life easier? Start reaping the benefits of your mobile device by downloading the Family Trust app, it’s banking, but better.
This year, the Family Trust Charity Golf Tournament celebrates its eleventh year! With that in mind, we are hoping to make it our biggest year of giving yet. We encourage members, community partners, and the public to participate by sponsoring, donating, or playing in the tournament.
Account takeovers are commonplace and are on the rise. Barracuda Networks did a study and found that by stealing account credentials for email accounts, attackers can use the information in phishing campaigns and other various objectives.
Oh Instagram. How we love you, but so do the scammers and phishers. Researchers at Sophos have come across another scam targeting Insta-users that is so realistic, it’s difficult to determine that it merely another scam out, not to post that perfect Insta-photo, but to get those sign-in credentials.
Family Trust is grateful for the non-profits and what they do to make our community a better place to live. To show our support, we’re excited to announce our Community Partnership Program.
Did you know your Family Trust Visa credit cards give you access to deals and exclusive offers in addition great low rates and no annual, balance transfer or cash advance fees?
We’re living in an increasingly mobile world. It’s no surprise that financial institutions now offer mobile banking capabilities through countless banking account management and monitoring apps. In fact, 52 percent of smartphone owners with bank accounts use mobile banking, according to a survey done by the Federal Reserve in 2015.