Crunch the Numbers: Scores, Down Payments, and Expenses

When it comes to home-buying, numbers carry a lot of weight. The most influential number is your credit score which ranges from 300 to 850.

To prequalify for a mortgage, you’ll need a minimum score of 640. And to build a new home with a construction loan, you’ll need a minimum score of 680. The credit bureau maintains up-to-date reports on these scores and if you’re not sure how you measure up, request a free report today. Family Trust also provides free credit reviews to members.


Win $100 With #MyHomeStory Contest

Whether it’s big or small, or has tiny hand-prints on the wall, “home” means something different for everyone. Tell us what makes your place a home and you may be the lucky winner of $100.


Same Family, New Place: Family Trust Center Branch Managers

Progress is happening fast at our new Family Trust Center in Knowledge Park on West White Street. And we’re excited to announce that Gabriela Talkington will serve as branch manager when the building opens in late summer. Victoria Lackey, who served at the branch before it closed for construction, will return as assistant manager.


Family Trust Tournament Scores for Kids

Chris Landreth of STR Mechanical might have won a golf resort trip for his hole-in-one at Family Trust’s 7th annual golf tournament, but children in York County were the big winners.


Educators - Tell us About Your Projects

From hosting a comedy show at a retirement home to raising money to help a family in need – we want to highlight how educators and students serve our community in next year’s Family Trust school planner. We’re asking teachers from all grades to submit creative projects they have done that give back to their school and the community.


Scholarship Winner Pays It Forward

London Minor learned to love volunteering at South Pointe High School and plans to make it a lifelong habit.

“My teacher told us we’re blessed and someone else could be blessed by our resources,” said London, 19, a sophomore at the University of South Carolina. “I like to help people.”


Should I Buy or Rent: A Guide

For some renters, purchasing a home may seem exciting, yet overwhelming. However, in today’s market with affordable homes and low interest rates, buying a home may be a practical and satisfying option.