News

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Holiday Happiness on the Way

Grandmother’s house is on the horizon and Christmas will be here before you know it. Family Trust is ready with special offers to help you wrap it up in style.

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Apply for Teacher Grant by Nov. 14

Educators have until Nov. 14 to apply for one of our twenty $500 Teacher Grants. This year we raised the amount for an individual grant to $500 from $250. Family Trust members who are public, private or home school educators can apply online.

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New Terms, Limits Approved by the Board

Members of the Board of Directors recently approved a bylaw change that allows them to serve three-year terms instead of two beginning in 2017. Board members also will be limited to serving three consecutive terms or nine years. After nine years, a director can run again following a one-year absence.

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Adjustable Rate Brings Homebuyer to Family Trust

Andres Romero had never heard of Family Trust before he got an adjustable rate mortgage here, but now he’s telling family and friends about us.“It was a very positive process,” he said, adding he plans to relocate to Rock Hill from New York. “It was a great experience.”

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To Rollover Or Not To Rollover, That Is The Question

One of the most common financial questions people ask me goes something like this: “I used to work for and I had a 401(k) there. I left my job but never did anything with my retirement account. Should I just leave it alone or do I have other options?”

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Malware Found on Spotify Music Downloads

People using the free version of the Spotify music service have recently been the targets of malicious advertising. Some users have complained that even when performing no action at all, ads on the site were launching their default web browsers. It is not known at this time what actions the ads do once the new popup is open, but that may just be because no one has figured it out yet

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Balancing Act: Saving for Both Retirement and College

Linda and Peter are worried about their financial future. “We want our one-year-old son, Raymond, to go to college, but we’re concerned that in 17 years, the cost might be more than we can afford,” says Peter. “We also need to save for our retirement,” adds Linda. “Can we reach both of these goals?”

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When Should You Collect Social Security?

A growing number of Americans have been forced to delay their planned retirement date due to job and savings losses suffered during the past five years. According to a survey, 40% of U.S. workers said they have resolved to retire later due to concerns about outliving their savings and fears of rising health care costs.

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Fighting Fraud Just Got Easier

It’s easier than ever to protect yourself against fraud with Visa Purchase Alerts that provide real-time notification of purchases made with your debit, credit or reloadable card.