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The Smart Way To Borrow

Home Equity Line of Credit

  • Auto Loans
    • APR as low as
    • 1.45%
  • Mortgages
    • APR as low as
    • 3.000%
  • HELOC
    • APR as low as
    • 2.0%
  • Visa
    • APR as low as
    • 6.9%
  • Current Rates


Special Offers

We offer our members special discounts and offers on products and services. Click to see the latest promotions and member perks.


Become a Member

Membership is open to anyone who lives, works, worships or attends school in York County.


Apply for a Loan

Apply for a loan at your convenience using our secure online loan applications.


Financial Partner

We partner with you to help you achieve financial success through credit reviews, one-on-one counseling, free workshops, investment services and more.

Local

Through the stories of our members, employees, and local partners we’re sharing how banking local makes a difference.

Why Choose Family Trust

Listening

Members say they feel like they really matter at Family Trust. You’re not a number here. We discover what you want to achieve financially and help you get there. We’ll even help you balance your checkbook.

Financial Guidance

Leading

We’re proud to be among the first to build in the Knowledge Park. Our new headquarters on White Street brings the heart of the credit union back to its roots in the summer of 2015.

New Headquarters

Learning

When it came to telling our story in our new headquarters, we turned to art students at Winthrop University. They learned about our ties to the textile industry and created six pieces that will be displayed throughout the building.

Artwork

Latest News

Mobile BillPay and Other Features Available

Members can now make payments using our new mobile Bill Pay feature. Additional new features include viewing previously written checks on the mobile app and an enhanced member-to-member transfer feature. Touch ID will be available on compatible Android devices. Here are a few FAQs you may find helpful: