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Banking Local Makes a Difference

Experience, Share and Make a Difference



You and your friend get $25


Know Your Dough Workshop

Inside Track to Buying Your First Home

  • Auto Loans
    • APR as low as
    • 1.25%
  • Mortgages
    • APR as low as
    • 2.750%
    • APR as low as
    • 2.0%
  • Visa
    • APR as low as
    • 6.9%
  • Current Rates

Become a Member

Membership is open to anyone who lives, works, worships or attends school in York County.

Apply for a Loan

Apply for a loan at your convenience using our secure online loan applications.

Financial Partner

We partner with you to help you achieve financial success through credit reviews, one-on-one counseling, free workshops, investment services and more.

Special Offers

We offer our members special discounts and offers on products and services. Click to see the latest promotions and member perks.


Through the stories of our members, employees, and local partners we’re sharing how Banking Local Makes a Difference.

Banking Local Makes a Difference


Members tell us they feel like they really matter at Family Trust. You’re not a number here. We find out what you want to achieve financially and help you get there. We’ll even help you balance your checkbook.

Financial Guidance


We’re proud to be among the first to build in the Knowledge Park. Our new headquarters on White Street brings the heart of the credit union back to its roots in the summer of 2015.

New Headquarters


When it came to telling our story in our new headquarters, we turned to art students at Winthrop University. They learned about our ties to the textile industry and created six pieces that will be displayed throughout the building.


Latest News

Friends gather at annual meeting

Family Trust welcomed one new board member and honored another at the 58th Annual Meeting held Tuesday at the Baxter Hood Center, where Lee Gardner, President and CEO announced plans to retire in late 2016.